Business Banker - MLO Denver Metro Area, CO

Vectra BankDenver, CO
Onsite

About The Position

At Vectra Bank, we are committed to making our company a great place to work and grow your career. We seek dedicated employees whose diversity, talent, drive, and innovative ideas add value to our customers, our colleagues and to our communities. We actively listen to our employees and our customers, initiate contact, provide solutions, and proactively focus on building relationships – not increasing transactions. We offer technology and resources typically only found within larger banks and combine those resources with an exceptional level of service more commonly associated with community banks and smaller financial institutions. We are looking for an experienced Business Banker to provide top-notch customer service to our clients and customers within Denver Metro, CO. This role performs full-service banking services to new and existing customers within the branch, with a primary focus on sales and service. Vectra Bank Colorado is seeking a proven, highly motivated, sales-minded individual to take on a portfolio and grow it for the future as part of our Denver Metro team.

Requirements

  • Requires a bachelor's degree in banking, finance or a related field and 2+ year of credit associated lending or other directly related experience.
  • An equivalent combination of education and experience may meet qualifications
  • Knowledge and experience of Business Bank lending, credit analysis preferable in a commercial lending environment
  • Ability to expand loans, client relationships and cross sell bank products
  • Solid experience with the sales, loan processing and closing processes
  • Requires skills and experience in applicant interviewing and perceptive character judgment
  • Ability to structure loans and monitor credit performance
  • Must have good interpersonal and communication skills
  • Solid working knowledge of software applications, including word processing and spreadsheets
  • Manages a small commercial portfolio
  • You must want to be a part of a motivated and driven team and work under respected leaders.
  • We need someone who is proactive, who has a great attitude, who is confident and wants to work with professional people and will inspire them to achieve the department initiatives.

Responsibilities

  • Responsible for the growth, retention, and expansion of a portfolio of existing Business Banking clients
  • Sources new customers through referrals
  • Contributes to deposit growth by cross selling and promoting additional banking products
  • Seeks and obtains quality new business through client and prospect calls, referrals, and cross selling efforts
  • Recommends the appropriate solutions to clients as a trusted advisor to meet the objectives of clients
  • Meets assigned revenue goal for region and products
  • Gains complete knowledge of the business and personal financial needs of assigned customers
  • Visits client locations regularly
  • Builds knowledge of each assigned client and develops/manages a relationship plan for each client
  • Ensures client requests are met by handling them directly and/or referring to appropriate resource
  • Meets or exceed key performance measures, including but not limited to, portfolio growth, revenue/profitability, retention, and customer satisfaction key metrics
  • Responsible for sales, credit analysis, proper loan structuring, and interviewing applicants
  • Complies with applicable company policies and all banking regulations
  • Other duties as assigned

Benefits

  • Medical & Dental Insurance
  • Vacation
  • Profit Sharing - START DAY ONE!
  • 401(k) plan
  • competitive compensation in line with work experience.
  • Most roles eligible for sales bonuses + monthly incentives and/or annual discretionary bonus
  • some roles include mileage + travel time pay, and/or parking waivers (must meet eligibility requirements
  • Paid Training
  • Paid Vacation
  • Paid Holidays
  • promotional opportunities offered from within
  • Tuition Reimbursement for qualifying employees
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