Business Banker - MLO Denver Metro Area, CO

Zions Bancorporation•Denver, CO

6d•Onsite

About The Position

At Vectra Bank, we are committed to making our company a great place to work and grow your career. We seek dedicated employees whose diversity, talent, drive, and innovative ideas add value to our customers, our colleagues and to our communities. At Vectra, we actively listen to our employees and our customers, initiate contact, provide solutions, and proactively focus on building relationships – not increasing transactions. We offer technology and resources typically only found within larger banks and combine those resources with an exceptional level of service more commonly associated with community banks and smaller financial institutions. This role performs full-service banking services to new and existing customers within the branch, with a primary focus on sales and service. If you are passionate about being part of a community, being a team player, and helping others reach their financial goals, then we are interested in speaking with you! Vectra Bank Colorado is seeking a proven, highly motivated, sales-minded individual to take on a portfolio and grow it for the future as part of our Denver Metro team.

Requirements

Requires a bachelor's degree in banking, finance or a related field and 2+ year of credit associated lending or other directly related experience. An equivalent combination of education and experience may meet qualifications
Knowledge and experience of Business Bank lending, credit analysis preferable in a commercial lending environment
Ability to expand loans, client relationships and cross sell bank products
Solid experience with the sales, loan processing and closing processes
Requires skills and experience in applicant interviewing and perceptive character judgment
Ability to structure loans and monitor credit performance
Must have good interpersonal and communication skills
Solid working knowledge of software applications, including word processing and spreadsheets
Manages a small commercial portfolio
Must want to be a part of a motivated and driven team and work under respected leaders.
Needs someone who is proactive, who has a great attitude, who is confident and wants to work with professional people and will inspire them to achieve the department initiatives.

Nice To Haves

credit analysis preferable in a commercial lending environment

Responsibilities

Responsible for the growth, retention, and expansion of a portfolio of existing Business Banking clients
Sources new customers through referrals
Contributes to deposit growth by cross selling and promoting additional banking products
Seeks and obtains quality new business through client and prospect calls, referrals, and cross selling efforts
Recommends the appropriate solutions to clients as a trusted advisor to meet the objectives of clients
Meets assigned revenue goal for region and products
Gains complete knowledge of the business and personal financial needs of assigned customers
Visits client locations regularly
Builds knowledge of each assigned client and develops/manages a relationship plan for each client
Ensures client requests are met by handling them directly and/or referring to appropriate resource
Meets or exceed key performance measures, including but not limited to, portfolio growth, revenue/profitability, retention, and customer satisfaction key metrics
Responsible for sales, credit analysis, proper loan structuring, and interviewing applicants
Complies with applicable company policies and all banking regulations
Other duties as assigned.