Private Banking Credit, Collateral & Reporting Analyst

Commerce Bank•St. Louis, MO

2d•Onsite

About The Position

The main purpose of this job is to support the Private Bank by underwriting more complex credit requests and providing collateral monitoring, loan and deposit portfolio reporting and execution of portfolio review initiatives for new acquisition, cross-sell, profitability and retention of accounts/clients.

Requirements

Ability to use a high degree of critical thinking skills in analyzing credit requests
Strong analytical and problem-solving skills
Motivated and organized with strong attention to detail and the ability to manage priorities with oversight
Inquisitive, agile and strong team player with excellent written, verbal and interpersonal communication skills
Ability to remain adaptable and resilient to all situations with an optimistic outlook and cast a positive shadow that is aligned with our culture and Core Values
Intermediate level proficiency with Microsoft Word, Excel, PowerPoint and Outlook
Bachelor’s degree in Business Administration, or equivalent combination of education and experience required
2+ years of credit or underwriting experience preferred

Responsibilities

Assist Private Bankers on more complex credit requests, including: general underwriting and analyzing of collateral and credit risk
Prepare loan presentations and credit reviews, as necessary
Assist with annual credit review schedule for Private Bank loan programs, as needed
Facilitate and maintain various reporting tools to assist in loan collateral monitoring
Facilitate the ELOC Autorenew Process in conjunction with Private Banking Credit Director
Assist Private Banking management in the creation of portfolio reporting
Assist Private Banking senior leadership with loan reporting, including past dues, documentation and collateral exceptions, etc.
Ensure compliance with all Bank policies, procedures, regulations, and laws
Perform other duties as assigned