Collateral Analyst

Eagle Business Credit • Woodstock, GA

3d • $45,000 - $55,000 • Onsite

About The Position

Eagle Business Credit provides working capital funding to small and medium sized businesses through invoice factoring. Our 'can do' mentality and open approach to business is a refreshing change from most financial organizations today. We pride ourselves on delivering Personal. Service. Excellence. and the ability to Make It Happen using common sense rather than a computer algorithm or a rigid set of rules and regulations.
We are seeking a highly motivated and detail-oriented Collateral Analyst to join our team in Woodstock, GA. This position plays a critical role in supporting our credit and risk management operations by analyzing and monitoring collateral, ensuring accurate reporting, and maintaining compliance with internal policies and external regulations.
As a Collateral Analyst, you will work closely with the Sales, Operations, and Underwriting teams to evaluate and maintain the integrity of collateral used in lending decisions. This is an excellent opportunity for a proactive individual with strong analytical skills and a passion for business operations to contribute to the ongoing security and profitability of EBC.

Requirements

• High school diploma required.
• 2+ years of factoring experience, preferably in the transportation industry.
• Results-driven, with a commitment to timely and accurate credit and collateral assessments.
• Proactive problem solver with a creative and adaptable approach to financial analysis.
• Maintains strong ethical standards and stays composed during times of change.
• Quick learner with exceptional attention to detail and a team-oriented work style.
• Decisive and accountable, with sound judgment and a willingness to escalate when necessary.
• Strong communication and interpersonal skills; able to motivate and lead by example in both internal and client-facing settings.
• Highly organized, with excellent time management and multitasking abilities.
• Committed to outstanding customer service and exceeding expectations in a collaborative environment.

Nice To Haves

• Accounting or billing experience preferred.

Responsibilities

• Make credit decisions based on payment history, credit references, and invoice eligibility, within authorized limits.
• Review invoices and backup documentation for completeness and accuracy.
• Coordinate with clients to collect required original documentation and follow up to ensure timely receipt; escalate delays as needed.
• Monitor collateral performance and maintain compliance with company policies and procedures.
• Manage day-to-day client transactions while developing a strong understanding of each client’s business needs.
• Ensure all debtor notifications and verifications are completed in accordance with EBC standards.
• Prioritize collection activities using risk scores, aging profiles, and verification queues; recommend alternative collection strategies as needed.
• Conduct ongoing reviews of accounts receivable to ensure data accuracy and correct allocation of payments.
• Deliver high-level client service while protecting EBC’s financial interests.
• Stay informed on EBC’s products and identify opportunities for additional revenue or service offerings.
• Proactively identify early warning signs of client risk and communicate concerns to senior staff with actionable recommendations.
• Help minimize losses by monitoring client accounts and taking timely corrective actions.
• Remain current on internal procedures and external factors affecting the business.
• Perform other duties as assigned.

Benefits

• Comprehensive medical, dental and vision insurance, include a robust wellness platform with monetary incentives
• Company-paid life and disability insurance
• Paid Time Off
• Flexible Spending Account
• HSA with company contributions
• 401(k) with 6% match
• Paid Parental Leave
• Tuition Assistance

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: High school or GED