Principal Product Manager, Pricing Platform

Upstart

38d•$187,900 - $260,000•Remote

About The Position

Upstart's Pricing Platform team builds the reusable, scalable, and reliable platform that powers pricing across all Upstart loan products, including unsecured, auto, and home loans. This team owns the core primitives that translate application data into the offers (APR) presented to customers, including eligibility, qualification, underwriting, and offer selection. As a Principal Product Manager at Upstart, you will define and drive the strategy for one of the most critical systems at Upstart—the platform that powers how we price loans and deliver offers to customers. This role sits at the intersection of infrastructure and product, requiring deep platform thinking and strong technical fluency. You will lead efforts to evolve a complex, high-impact system into a scalable, modular platform that accelerates innovation across all loan products. You will balance near-term reliability and quality improvements with long-term investments that unlock velocity and flexibility for engineering teams across the company.

Requirements

BA/BS in Economics, Computer Science, Electrical Engineering, Mathematics, Statistics, a related technical field, or equivalent practical experience.
5-7 years of product management experience.
Experience building or managing backend platforms or infrastructure systems
Experience working with engineering teams on large-scale, complex systems
Experience defining product requirements and driving execution for technical products

Nice To Haves

Experience working on pricing systems, ads platforms, or similar optimization systems
Experience evolving monolithic systems into modular or service-oriented architectures
Experience working in machine learning, data science, or analytics-driven environments
Experience operating in highly cross-functional environments with multiple stakeholders

Responsibilities

Define and execute the long-term vision for Upstart’s pricing platform, enabling scalable and reusable capabilities across multiple loan products
Improve the reliability, quality, and availability of pricing systems, reducing risk and preventing high-impact failures in a business-critical system
Drive platform evolution from a complex, monolithic architecture toward modular, service-oriented systems that increase engineering velocity
Partner with engineering, machine learning, and product teams across unsecured, auto, and home lending to enable new pricing capabilities and use cases
Balance competing priorities across stakeholders, making principled tradeoffs between short-term business needs and long-term platform investments
Identify and unlock opportunities to accelerate product development by improving platform primitives and reducing dependency bottlenecks

Benefits

Competitive compensation, including base pay, bonus opportunities, and annual equity grants that vest quarterly
Retirement benefits to help you plan for the future, including a 401(k) or Group Retirement Savings Plan with a company match of $2 for every $1 contributed, up to $15,000 annually (USD in the US, CAD in Canada)
Employee Stock Purchase Plan (ESPP) with discounted stock purchase options for eligible employees (US only)
Comprehensive health coverage designed to support you and your family, including medical, dental, vision, and wellness resources for US and supplemental health coverage for Canada.
Health Savings Account contributions from Upstart for eligible plans (US only)
Income protection benefits, including life insurance and disability coverage for added financial security
Paid time off, sick leave, and company holidays, in line with local requirements
Paid family and parental leave to support caregiving and major life moments (duration varies by country)
Family-centered benefits to support fertility, parenthood, and caregiving needs
Employee Assistance Program (EAP) offering mental health support and life-centered resources
Financial wellness resources, including access to financial planning tools and a financial concierge service (US Only)
Annual wellness allowance to support your physical and emotional well-being and personal development, based on what matters most to you
Annual productivity allowance to invest in relevant tools and resources you need to do your best work, no matter where you work from
Connection and community through team events, all-company updates, and employee resource groups (ERGs)
Onsite perks, including catered lunches and fully stocked micro-kitchens when working from one of our offices in the Bay Area, Austin, Columbus, and New York City (opening Summer 2026!)