Pre Underwriting / Credit Support
About The Position
Supports Corporate and Commercial Banking Lenders and Wealth Management Relationship Managers with financial analysis and loan monitoring. Completes financial statement spreads, quarterly trend analyses, and covenant tests in accordance with bank spreading standards and credit policies. Maintains a compliance monitoring database tracking credit approval requirements and receipt of customers’ financial reporting requirements on behalf of Portfolio Managers and/or Relationship Managers. Reviews financial statements, tax returns, personal financial statements, and company compliance certificates to support lending activities associated with large credit transactions.
Requirements
- Typically a bachelor’s degree or equivalent work experience.
- Accounting and finance knowledge normally acquired through a bachelor’s degree in business, finance, or accounting.
- Some understanding of basic credit analysis, administration, policies, and procedures.
- Good analytical and problem-solving skills and attention to detail.
- Ability to identify and resolve exceptions and interpret data.
- Effective verbal, written, and interpersonal communication skills.
- Ability to read and comprehend credit write-ups and loan documentation.
Responsibilities
- Support Corporate and Commercial Banking Lenders and Wealth Management Relationship Managers with financial analysis and loan monitoring.
- Complete accurate and consistent financial statement spreads, quarterly trend analyses, and covenant tests in accordance with bank standards and credit policies.
- Maintain a compliance monitoring database tracking credit approval requirements and receipt of customers’ financial reporting requirements.
- Review financial statements, tax returns, personal financial statements, and company compliance certificates in support of large credit transactions.
Benefits
- Healthcare coverage, including medical, dental, and vision.
- Basic and optional term life insurance.
- Short-term and long-term disability insurance.
- Pregnancy disability and parental leave.
- 401(k) and employer-funded retirement plan.
- Paid vacation of two to five weeks depending on salary grade and tenure.
- Up to 11 paid holiday opportunities.
- Adoption assistance.
- Sick and Safe Leave accruals of one hour for every 30 hours worked, up to 80 hours per calendar year unless otherwise provided by law.
- Incentive and recognition programs.
- Equity stock purchase.
- Pension, subject to eligibility requirements.
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What This Job Offers
Job Type
Full-time
