PRE FUNDING QUALITY CONTROL SPECIALIST

Great Plains Bank•Oklahoma City, OK

23h•Onsite

About The Position

The Pre-Funding Quality Control Specialist is responsible for reviewing loan documentation prior to funding to ensure accuracy, completeness, and compliance with Bank policies, approved credit structures, and regulatory requirements. This role focuses on higher-risk and complex loan transactions, including real estate and large-dollar credits, to verify that approvals, collateral, and supporting documentation are properly executed and in place prior to disbursement.

Requirements

High school diploma or GED required.
Strong attention to detail and accuracy
Sound judgment and risk awareness
Knowledge of loan documentation and credit structures
Ability to manage multiple deadlines in a fast-paced environment
Strong communication and problem-solving skills
Ability to work independently and collaboratively
Understanding of consumer and commercial loan documentation.
Familiarity with real estate and non-real estate loan structures.
Knowledge of collateral requirements, lien perfection, and UCC filings.
Awareness of regulatory and compliance expectations related to loan documentation.
Ability to solve practical and operational problems involving loan documentation and funding requirements.
Ability to interpret and apply loan policies, approval conditions, and regulatory guidance in a pre-funding environment.
Strong analytical skills with the ability to identify discrepancies and potential risks.
Ability to read, analyze, and interpret loan documents, credit approvals, and legal documentation.
Effective written and verbal communication skills.
Strong organizational and time management skills.
Proficiency in Microsoft Office and loan processing/core systems.
Ability to work independently while maintaining a high level of accuracy and confidentiality.

Nice To Haves

Associate or bachelor’s degree in business, finance, or related field preferred.
Two or more years of experience in loan operations, credit administration, underwriting support, or related banking functions preferred.
Equivalent combinations of education and experience will be considered.

Responsibilities

Review loan files prior to funding to ensure documentation is complete, accurate, and consistent with approved terms.
Validate loan approvals, conditions, and supporting documentation against credit presentations and approval authorities.
Verify proper execution of loan documents, including signatures, dates, and required disclosures.
Review collateral documentation, including lien position, UCC filings, real estate filings, and supporting collateral documentation.
Confirm required insurance, title work, and other supporting documents are in place prior to funding.
Identify discrepancies, missing documentation, or policy exceptions and communicate findings to appropriate staff.
Place holds or escalate issues as needed to prevent funding of incomplete or non-compliant loans.
Ensure covenant requirements and conditions precedent to funding are satisfied.
Maintain accurate records of reviews and support audit and compliance requests as needed.
Collaborate with lenders, loan operations, and credit administration to resolve issues in a timely manner.