Portfolio Manager

MidFirst Bank•Addison, TX

3d•Onsite

About The Position

Dallas Capital Bank, a division of MidFirst Bank, is seeking a Portfolio Manager for its Dallas office near Spring Valley and the Dallas North Tollway. The role prepares credit analyses for current and potential C&I, Middle Market, and Private borrowers and loan accounts; conducts industry research; and supports banking officers in granting credit. It also manages a robust pipeline and deadlines and monitors loan files to ensure financial information and documentation are adequate and current. The position is based in a professional office environment and is generally sedentary, with some movement around the bank and occasional travel to customer locations. The role involves changing priorities, interruptions, and regular deadline pressure, and may be stressful due to legal concerns and deadlines. Verbal and written communication, telephone use, and computer use are important. Work hours are Monday through Friday, 8 a.m. to 5 p.m., onsite, with some variation for special projects and deadlines.

Requirements

Four-year college degree or equivalent.
3–5 years of commercial bank credit underwriting or portfolio management experience.
Thorough knowledge and understanding of loan documentation, bank rules and regulations, BSA, KYC, CRA, and compliance.
Knowledge of intermediate accounting and its practical application in credit underwriting.
Ability to think critically, formulate and support credit decisions, and logically defend positions.
Ability to negotiate on behalf of the Bank and borrower while balancing risk and shareholder value.
Strong analytical skills, including the ability to read, understand, and explain complex information.
Strong attention to detail, organizational skills, and time-management abilities.
Superior verbal and written communication, presentation, and technical skills.
Professionalism, commitment to the job, and flexibility as business dictates.
Proficiency in Microsoft Office Suite and familiarity with software such as Moody's.
Ability to sit or stand, talk and listen, and use a keyboard and mouse repetitively for extended periods, approximately six hours per day.
Ability to read, comprehend, and communicate complex information and to think quickly and effectively when handling a difficult client or team member.

Nice To Haves

Completion of a formal credit training program.

Responsibilities

Prepare credit analyses for current and potential C&I, Middle Market, and Private borrowers and loan accounts.
Conduct industry research.
Support banking officers in granting credit.
Manage a robust pipeline and deadlines.
Monitor loan files to ensure financial information and documentation are adequate and current.
Occasionally travel to customer locations.