Portfolio Manager II

Centennial Bank•Round Rock, TX

2d•Onsite

About The Position

The Portfolio Manager II is responsible for the management of a loan portfolio including underwriting and presenting commercial and consumer loans for approval. This position monitors the portfolio to ensure it aligns with the client's financial goals and risk tolerance.

Requirements

Broad knowledge of such fields as accounting, marketing, business administration, finance, etc.
Equivalent to a four year college degree, plus 5 years related experience and/or training, and 5 years related management experience, or equivalent combination of education and experience.
Ability to write reports, business correspondence, and policy/procedure manuals.
Ability to effectively present information and respond to questions from groups of managers, clients, customers, and the general public.
Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference, and volume.
Ability to apply concepts such as fractions, ratios, and proportions to practical situations.
Ability to solve practical problems and deal with a variety of known variables in situations where only limited standardization exists.
Ability to interpret a variety of instructions furnished in written, oral, or diagram formats.
Intermediate: Spreadsheet, Word Processing/Typing
Basic: 10-Key, Accounting, Alphanumeric Data Entry
Five (5) years lending experience
Five (5) years’ experience with banking, investment, or economic analysis
Two (2) years’ experience using Microsoft Word and Excel
Must have general computer skills
The ability to communicate using oral and written skills

Nice To Haves

College degree in general business, finance, economics or accounting, preferred

Responsibilities

Underwriting and presenting commercial and consumer loans for approval.
Managing a loan portfolio including lines of credit, term loans and real estate loans.
Responsible for annual reviews, renewal and increase requests.
Ensure timely payment of loans in the portfolio.
Negotiating terms and conditions with existing borrowers.
Closing loans renewals/increases in accordance with approved terms and conditions.
Collaborates with portfolio managers on commercial and consumer loans as needed.
The ability to work in a constant state of alertness and in a safe manner.
Completes required BSA/AML training and other compliance training as assigned.
Perform any other related duties as required or assigned.