Portfolio Manager II

Univest Financial Corporation•Manheim Township, PA

11h•Hybrid

About The Position

Univest is hiring a Portfolio Manager II for its Commercial Banking Team at the Central PA Regional Center in Lancaster. The role supports relationship managers with new loan requests and renewals, portfolio monitoring, risk management, and day-to-day client relationship needs. The position calls for a credit professional with 3–5 years of Credit Analyst or equivalent experience and strong commercial lending, underwriting, and compliance knowledge.

Requirements

3–5 years of Credit Analyst or equivalent experience.
Knowledge of credit, banking, financial examination, and internal credit processes.
Ability to manage portfolio risk, including loan grading and loan pricing.
Ability to handle problems and exceptions independently.
Strong knowledge of commercial lending practices, compliance issues, and underwriting.
Strong written and oral communication skills.
Proficiency in Microsoft Office.

Nice To Haves

Bachelor’s degree in Finance or equivalent experience in a related area desired.
Trained Financial Analyst preferred.

Responsibilities

Support the assigned Corporate Banking Group and relationship managers with client and portfolio management.
Communicate with relationship managers and customers to gather financial information supporting loan requests.
Assist relationship managers, customers, account analysts, and Credit Support with loan proposals and approvals, including loan processing systems, appraisals and environmental reports, searches, credit reports, memos, and underwriting packets.
Assist relationship managers, customers, account analysts, Loan Servicing, and Bank Counsel with loan settlement, including boarding sheets, documentation review, and customer follow-up.
Review and provide final approval of loan coding.
Follow up with customers after loan closing when necessary.
Establish operational relationships with designated clients to handle routine daily operational issues and requests.
Monitor and review credit and collateral exceptions, maturing loans, asset-based loans, credit rating maturities, and delinquencies; work with relationship managers and customers to resolve issues.
Review customer risk profiles and covenant compliance by collecting financial data and conducting searches.
Prepare for and assist with portfolio audits and respond to internal and external auditors.
Complete special projects and additional duties as required.
Comply with applicable laws and regulations, including the Univest Code of Conduct.
Perform other duties as assigned.