Commercial Portfolio Manager II

Glacier Bancorp, Inc.•Fort Collins, CO

About The Position

The Commercial Portfolio Manager II manages and supports a portfolio of commercial credit relationships, contributing to credit underwriting, client relationship support, and portfolio administration. The role works with borrowers, Commercial Lending Officers, Credit Analysts, Loan Operations, Loan Assistants, and other internal stakeholders to provide customer service, support loan growth, and maintain sound credit quality and regulatory compliance. The position is involved throughout the loan and customer relationship life cycle, including financial monitoring, credit underwriting, risk assessment, covenant compliance, and preparation of credit presentations. It supports Commercial Loan Officers in monitoring portfolio quality and responding to customer needs. The role operates with a greater degree of independence, handles more complex credit relationships, exercises independent credit judgment, provides feedback on loan structure and risk, and serves as a key partner in managing commercial banking relationships. The compensation minimum within the wage range is $89,900 to $99,900 annually, varying by the city in which the applicant works. Compensation offers are determined individually and consider factors including geographic location, experience, and educational background.

Requirements

Extensive knowledge of commercial credit policy, regulations, and credit quality standards.
Strong analytical skills.
Proficient knowledge of Microsoft Office, Word, and Excel.
Ability to interpret a variety of technical instructions and deal with multiple variables.
Ability to communicate clearly, thoroughly, and promptly, both verbally and in writing.
Strong organization, prioritization, multitasking, and attention to detail and accuracy; ability to manage multiple projects, self-motivate, and follow through on tasks.
Professional manner and ability to develop and maintain positive working relationships, represent the bank positively, and maintain credibility.
Ability to produce quality work with integrity within directed timeframes.
Ability to maintain strict confidentiality and follow bank confidentiality policies and procedures.
Willingness to join lending officers in meetings with existing or prospective customers and ability to travel to client meetings in the Denver metro area when necessary.
Ability to routinely work indoors in a climate-controlled shared work area with moderate noise.
Ability to perform the described physical functions, including frequent sitting, repetitive hand use, and talking or hearing; occasional standing, walking, lifting or reaching; and potentially stooping and kneeling.
Ability to operate routine office equipment, including computer terminals and keyboards, telephones, copiers, facsimiles, and calculators.
Ability to routinely work at a computer for an average of 6–8 hours per day when necessary.
Ability to work extended hours or travel off site when required or requested by management.
Regular, reliable, and timely attendance; ability to climb or descend stairs in an emergency.
Ability to perform sedentary work, exerting up to 10 pounds of force occasionally and negligible force frequently or constantly.
Close visual acuity for preparing and analyzing data, transcribing, viewing a computer terminal, extensive reading, and visual inspection of small items or defects.

Nice To Haves

Undergraduate degree in business, finance, economics, or a related field.
3–4 years of commercial portfolio management or credit analysis experience.
3–4 years of commercial banking experience.

Responsibilities

Manage an assigned portfolio of credits, anticipating new opportunities, upcoming maturities, annual term loan reviews, and potential problems.
Assist in collecting customer monitoring requirements, including borrowing bases and financial packages required by loan covenants.
Work with loan officers to monitor individual credit relationships, identify risk, and minimize potential losses; prepare problem loan reports and recommend approval or changes to new or existing credit facilities.
Support Relationship Managers with portfolio management activities related to credit, depository, and other banking services.
Assist Relationship Managers with business development call preparation as needed.
Manage the portfolio on an ongoing basis, including developing relationships with clients.
Assist commercial lending officers with collection, preparation, pre-underwriting analysis, and submission of authorizations.
Participate in bank-related and community volunteer events and business development activities.
Spread and analyze financial statements and tax returns of potential and existing customers using appropriate tools and credit criteria.
Assist commercial lending officers in collecting and reviewing regulatory compliance items, including CRA, Adverse Action, and other requirements.
Stay informed about industry trends, community developments, market conditions, and regulatory requirements and understand their effect on the bank’s lending criteria.
Perform job functions in compliance with company policies and applicable federal and state rules and regulations, including BSA/AML, CRA, HMDA, FHLB, OFAC, SOx, and GLBA/privacy rules.
Perform other duties as assigned.