Personal Lines Underwriter
About The Position
Auto-Owners Insurance is seeking a motivated underwriting trainee to perform and apply insurance coverage, rules, and guidelines in making underwriting decisions consistent with the Company’s underwriting philosophy. The position includes training and development through completion of the Company’s underwriter training program for the assigned line of insurance. The role involves learning insurance coverages, contracts, company philosophy, and procedures; interpreting policy-related documents; evaluating risk information; and communicating underwriting decisions. After initial in-person training, the role may offer work-from-home flexibility as defined by the leadership team, based on job responsibilities.
Requirements
- Bachelor’s degree or direct equivalent experience with property/casualty underwriting.
- Ability to organize data, multitask, and make decisions independently.
- Above-average written and verbal communication skills.
- Ability to write reports and compose correspondence.
- Ability to resolve complex issues.
- Ability to continually develop product knowledge through approved educational programs.
- Ability to work in the U.S. without current or future sponsorship.
Responsibilities
- Learn insurance coverages and contracts, as well as company philosophy and procedures, to make underwriting decisions.
- Read, interpret, and respond to policies, manuals, forms, and endorsements to understand their meaning and use.
- Assemble information, develop opinions, and clearly express decisions using sound reasoning and judgment.
- Analyze loss experience, financial conditions, and physical characteristics of risks.
- Acquire working knowledge of supporting sections of the underwriting department.
- Communicate effectively with independent agents and other associates verbally and/or in writing.
- Participate in and successfully complete the Company underwriter training program.
Benefits
- Competitive base salary
- Matched 401(k)
- Fully funded pension plan once vested
- Bonus programs
- Paid holidays
- Vacation days
- Personal time
- Sick leave
- Structured training program
- Employee mentoring
- Work-from-home flexibility after initial in-person training, as defined by the leadership team
Stand Out From the Crowd
Upload your resume and get instant feedback on how well it matches this job.
What This Job Offers
Job Type
Full-time
Career Level
Entry Level
