Personal Lines Underwriter

Auto-Owners Insurance•Columbia, MO

21h•Hybrid

About The Position

Auto-Owners Insurance is seeking a motivated underwriting trainee to apply insurance coverage, rules, and guidelines in making underwriting decisions consistent with the Company’s underwriting philosophy. The role includes training and development through completion of the Company’s underwriter training program for the assigned line of insurance. After initial in-person training, the position may offer work-from-home flexibility as determined by the leadership team and based on job responsibilities.

Requirements

Bachelor’s degree or direct equivalent experience with property/casualty underwriting.
Ability to organize data, multitask, and make decisions independently.
Above-average written and verbal communication skills.
Ability to write reports and compose correspondence.
Ability to resolve complex issues.
Continually develop product knowledge through participation in approved educational programs.
Ability to work in the U.S. without current or future sponsorship.

Responsibilities

Learn insurance coverages and contracts, as well as company philosophy and procedures, to make underwriting decisions.
Read, interpret, and respond to policies, manuals, forms, and endorsements.
Assemble information, develop opinions, and clearly communicate decisions using sound reasoning and judgment.
Analyze loss experience, financial conditions, and physical characteristics of risks.
Develop a working knowledge of supporting sections of the underwriting department.
Communicate effectively with independent agents and other associates verbally and in writing.
Participate in and successfully complete the Company underwriter training program.