Personal Banker

First National Bank Texas•Victoria, TX

10d

About The Position

Under direct supervision, the Personal Banker provides exceptional customer service while receiving and paying cash in a high-volume sales environment. The role evaluates new and existing customer relationships and recommends bank products and services to support customers’ financial success. The position follows bank policies and supervisor direction and is accountable for monthly new-account production targets assigned by upper management. It also participates in active sales activities, which may include prospecting in store aisles. The Personal Banker processes deposits and payments, verifies cash and checks, checks endorsements, guards against counterfeit items and identification, records transactions in the computer, issues receipts, and balances daily operations. The role also sells and prepares money orders, cashier’s checks, bank-to-bank wires, and certificates of deposit; processes Western Union wires and cash advances; and cross-sells bank products and services. The position serves a diverse customer base, including a large Spanish-speaking population, and performs other related tasks requested by supervisors. Regular, predictable attendance and punctuality are required. Approval limits are based on established authority levels. The work may require standing or walking for extended periods, depending on branch location, and operating in a high-volume, stressful, and noisy environment. Schedules are based on business needs and may change at any time. The role requires operating a computer and other office machinery and lifting up to 50 pounds.

Requirements

At least 18 years of age.
High school diploma, high school equivalency, or currently attending high school.
Must be able to work a flexible schedule, including evenings, weekends, and holidays.
Must successfully pass a background investigation according to company policy.
Must be able to work effectively with coworkers in a team environment.
Ability to stand or walk for extended periods, depending on branch location.
Ability to work in a high-volume, stressful, and noisy environment.
Ability to operate a computer and other office machinery.
Ability to lift up to 50 pounds.

Nice To Haves

Six months of work experience in a retail or customer service environment is preferred.

Responsibilities

Provide exceptional customer service while receiving and paying cash in a high-volume sales environment.
Evaluate new and existing customer relationships and recommend bank products and services.
Follow established bank policies and supervisor direction.
Meet monthly new-account production targets assigned by upper management.
Participate in sales activities, including possible in-store aisle prospecting.
Process deposits and payments, record transactions accurately, and balance daily operations.
Receive cash and checks for deposit, verify amounts, and check endorsements.
Examine cash and checks and identification to guard against counterfeit items and fraud.
Enter transactions into the computer and issue customer receipts.
Sell and prepare money orders, cashier’s checks, bank-to-bank wires, and certificates of deposit.
Process Western Union wires and cash advances.
Cross-sell bank services and products.
Provide bank services to a diverse customer base, including a large Spanish-speaking population.
Perform other bank-related tasks requested by supervisors.
Maintain regular, predictable attendance and punctuality.