Personal Banker

PNC•Rising Sun, MD
•$45,375 - $75,625•Onsite

About The Position

The Personal Banker works within PNC’s Retail Branch organization in Rising Sun, Maryland. The role acquires and deepens the branch customer base through proactive sales and service, identifies opportunities to support customers’ financial wellbeing, collaborates with ecosystem partners, and positions PNC solutions to generate revenue and customer loyalty. PNC describes this as an in-office role and notes that it does not provide employment visa sponsorship or participate in STEM OPT for this position. The Personal Banker conducts sales conversations through outbound calls, service-to-sales interactions, teller interactions, appointment setting, and lobby engagement. The role delivers a full PNC conversation during customer interactions, uses ecosystem partnerships and community Centers of Influence to build and retain relationships, and helps customers manage financial transactions using technology, tools, and resources. The role also applies product and procedural knowledge to resolve customer problems, follows policies and procedures to manage risk, and participates in efficient and accurate branch operations. Candidates typically have an associate degree or equivalent and related experience or product knowledge; typically, 3+ years of experience is required. In lieu of a degree, a comparable combination of education, job-specific certifications, and experience, including military service, may be considered. The posting lists no required degree, certification, or language assessment. Candidates may be subject to additional background checks under Consumer Financial Protection Bureau regulations. The position is incentive eligible, with incentive payment based on company, business, and/or individual performance.

Requirements

  • Typically requires 3+ years of experience.
  • Roles at this level typically require an associate degree or equivalent, along with related experience or product knowledge; a comparable combination of education, job-specific certification(s), and experience, including military service, may be considered in lieu of a degree.
  • Demonstrate appropriate knowledge, skills, and abilities for the role.
  • Demonstrate customer focus and the ability to create customized customer solutions based on customer needs and satisfaction.
  • Assess and manage risks associated with business objectives and activities in accordance with PNC’s Enterprise Risk Management Framework.
  • Candidates considered for the position are subject to additional background checks as required by Consumer Financial Protection Bureau regulations.

Nice To Haves

  • Accountability
  • Banking
  • Client loyalty
  • Customer experience (CX)
  • Customer service
  • Identifying opportunities
  • Leveraging technology
  • Proactive sales
  • Knowledge of banking products
  • Digital awareness
  • Effective communications
  • Managing multiple priorities
  • Matrix management
  • Problem solving
  • Prospecting
  • Retail lending
  • Selling
  • Understanding customer needs

Responsibilities

  • Acquire and deepen the branch customer base through proactive sales and service activities.
  • Identify opportunities to improve customers’ financial wellbeing and position PNC solutions to grow revenue and customer loyalty.
  • Conduct proactive sales conversations through outbound calling, service-to-sales interactions, teller interactions, appointment setting, and lobby engagement.
  • Deliver a full PNC conversation during every client interaction to identify appropriate PNC solutions.
  • Use ecosystem partnerships and community Centers of Influence to acquire, expand, and retain customer relationships.
  • Create customer loyalty and grow customers’ share of wallet through a differentiated customer experience.
  • Educate customers on options for managing financial transactions using technology, tools, and resources.
  • Apply product and procedural knowledge to identify, mitigate, and solve customer problems.
  • Adhere to policies and procedures, use sound judgment within established limits, and identify and avoid loss.
  • Participate in branch daily operations and ensure they are completed efficiently and accurately.

Benefits

  • Medical and prescription drug coverage, with a Health Savings Account feature, for eligible full-time employees
  • Dental and vision options
  • Employee and spouse/child life insurance
  • Short- and long-term disability protection
  • 401(k) with PNC match
  • Pension plan
  • Stock purchase plan
  • Dependent care reimbursement account
  • Back-up child and elder care
  • Adoption, surrogacy, and doula reimbursement
  • Educational assistance, including select fully paid programs
  • Wellness program with financial incentives
  • Maternity and/or parental leave
  • Up to 11 paid holidays each year
  • 9 occasional absence days each year, unless otherwise required by law
  • 15 to 25 vacation days each year, depending on career level and years of service
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