Payments Risk Data Analyst

U.S. Bank•Minneapolis, MN

1d•$92,820 - $109,200•Hybrid

About The Position

The Payments Risk Data Analyst is responsible for complex reporting projects that gather and integrate large volumes of data, perform in-depth analysis, interpret results, and develop actionable insights and recommendations for use across the company. The role acquires data from multiple sources and identifies, analyzes, and interprets trends or patterns in complex data to answer business questions and recommend actions. The analyst collects and reports data from multiple backend payment services systems and databases by developing queries, analyzes query results to identify data risks defined by U.S. Bank financial crimes (FCC) programs and policies, and supports Payment Services CRO FCC programs through metrics reporting and analytical work. The role also uses technology to improve Payment Services' ability to manage risk and implement efficient controls. The position has a hybrid/flexible schedule, with an expectation to work in the office three or more days per week and flexibility to work outside the office for the remaining days.

Requirements

Bachelor's degree or equivalent work experience.
Typically more than five years of applicable experience.
Four to five or more years of experience in SQL query development.
Experience with at least one database, such as SQL Server, Azure, Oracle, or Hive/Hadoop, for querying and data manipulation or transformation.
Experience with at least one query development tool, such as SQL Management Studio (SSMS), VS Code, Toad Data Point, or SQuirreL.
Experience developing complex ETL workflows with tools such as Visual Studio SSIS.
Experience with at least one reporting tool, such as Tableau or Power BI.
Financial services experience and thorough knowledge of HR systems or financial services products, customers, transactions, and interaction data.
Strong analytical and detail-oriented skills, including the ability to extract, collect, organize, analyze, and interpret results for insights.
Strong decision-making, problem-solving, organization, and project management skills.
Ability to work in a dynamic, fast-changing environment and handle ambiguity.
Self-directed learning skills and the ability to produce results with minimal guidance.
Excellent interpersonal, verbal, and written communication skills.
Ability to communicate effectively with technical and non-technical audiences, including senior business unit management, business partners, project sponsors, development teams, end users, and product owners.

Nice To Haves

Payment Services business knowledge.
Anti-Money Laundering (AML) knowledge, including Know-Your-Customer (KYC).
Experience with additional programming languages such as Visual Basic or Python.
Experience with job scheduling and automation tools such as Autosys.
Knowledge of Change Management and Software Development Life Cycle (SDLC).

Responsibilities

Lead complex reporting projects involving the gathering and integration of large volumes of data.
Acquire data from multiple sources and perform in-depth analysis, interpret results, and develop actionable insights and recommendations.
Collect and report data from backend payment services systems and databases by developing queries.
Analyze query results and identify data risks defined by U.S. Bank financial crimes (FCC) programs and policies.
Support Payment Services CRO FCC programs through metrics reporting and analytical work.
Use technology to improve Payment Services' ability to manage risk and implement efficient controls.
Identify, analyze, and interpret trends or patterns in complex data to answer business questions and recommend actions.

Benefits

Healthcare coverage, including medical, dental, and vision.
Basic term and optional term life insurance.
Short-term and long-term disability coverage.
Pregnancy disability and parental leave.
401(k) and employer-funded retirement plan.
Paid vacation of two to five weeks, depending on salary grade and tenure.
Up to 11 paid holiday opportunities.
Adoption assistance.
Sick and Safe Leave accruals of one hour for every 30 hours worked, up to 80 hours per calendar year unless otherwise provided by law.
Incentive and recognition programs.
Equity stock purchase.
Pension.