Manager, Payments Compliance

Rippling•San Francisco, CA

4h•$100,800 - $168,000

About The Position

The Payments Compliance Manager leads Rippling’s global payments and lending licensing and examination program. The role owns the quality and delivery of licensing applications, ongoing regulatory obligations, and examination responses, translating requirements across money transmission, e-money, payments, and lending into practical plans and scalable processes. The manager works with Legal, Compliance, Finance, and Product to support global licensing requirements, strengthen controls, improve efficiency, and help the business navigate regulatory requirements. The role also manages and develops two payments licensing specialists.

Requirements

At least 5 years of experience in compliance, regulatory, or paralegal roles at a law firm, financial institution, or technology company.
Experience in payments, e-money, lending, or global financial regulatory compliance.
Experience managing people, including setting priorities, delegating, reviewing work, and supporting team members’ development through feedback and coaching.
Ability to turn ambiguous requirements into practical workflows and improve team operations.
Sound business and compliance judgment, including the ability to explain trade-offs, recommend a path forward, and recognize when to escalate a risk or seek specialist advice.
Exceptional attention to detail and ability to establish quality standards for regulatory submissions and team deliverables.
Strong project and workload management skills, including coordinating stakeholders and competing deadlines across complex workstreams.
Excellent communication skills with internal and external stakeholders, including the ability to translate complex regulatory requirements into actionable guidance.
Strong analytical and problem-solving skills, including identifying root causes and driving corrective actions through completion.
Sense of humor.

Nice To Haves

Familiarity with international licensing regimes and regulatory frameworks, such as those overseen by the FCA, Central Bank of Ireland, AUSTRAC, MAS, or FINTRAC.
Familiarity with the Nationwide Multistate Licensing System (NMLS).

Responsibilities

Own the global payments and lending licensing roadmap, turning expansion priorities into application plans and coordinating cross-functional input.
Review licensing submissions, including e-money and payment institution applications, for completeness and accuracy before filing.
Lead and develop two payments licensing specialists by setting priorities, delegating work, reviewing deliverables, and providing coaching and feedback.
Oversee maintenance of international payments and lending licenses, including accountability for obligations, records, and regulatory submissions.
Resolve issues that could put a license at risk.
Lead regulatory examinations for the global licensing program, coordinating preparation and responses, tracking open requests, and driving remediation through completion.
Manage the regulatory calendar for renewals, quarterly and annual reports, and jurisdiction-specific examinations.
Balance workload, anticipate dependencies, and escalate deadline or capacity risks early.
Partner with Legal, Compliance, Finance, and Product to translate licensing requirements into practical plans for new and existing payment products.
Clarify obligations, surface trade-offs, and help teams proceed within applicable laws, regulations, and policies.
Build repeatable workflows, quality checks, and reporting to improve program efficiency and reliability.
Identify control gaps, coordinate corrective action, and provide stakeholders visibility into milestones, risks, and decisions.