Payment Services Specialist

Oklahoma Central Credit Union•Tulsa, OK

just now•Onsite

About The Position

The mission of Oklahoma Central Credit Union is to make a difference in the lives of our employees, our members, and the communities we serve. In your role as Payment Services Specialist, you will be part of a team that facilitates transactions processed via our electronic options: ACH, wires, remote deposit, etc. In addition, you will cross train and back up other areas in the department.

Requirements

High school diploma, GED or higher
One or more years of experience within banking
Self-starter with a can-do attitude
Ability to work in a fast-paced environment with tight deadlines
Effective organization and task management skills

Nice To Haves

Accredited ACH Professional certification (AAP)

Responsibilities

Review and work mobile deposit, ACH, deposit adjustments, Skip-a-Pay, Electronic BillPay Processing, Deposit Return Items, Share Drafts, Plastic Card Transaction Handling, and Wires.
Monitor alerts for deposit exceptions.
Assist front-line support staff with inquiries to assist members.
Review and verify documentation from retail staff, including signature cards and member-related forms, for quality and compliance with BSA and Regulation E.
Track and communicate outstanding items to ensure timely and accurate submission.
Scan and index daily financial documents, performing quality assurance in the ECM system for items scanned across multiple departments, including Accounting, Finance, and Payment Services.
Review and maintain the process for loan payment set up, monitoring the overdraft program daily and exercise awareness with regard to possible suspicious activity, money laundering, or fraudulent behavior.
Serve as backup to other positions in the department when needed.
Process daily returned mail, address change notices, and requests per credit union procedures.
Verify member authorization using security protocols, perform quality assurance to prevent identity theft, and update bill pay, contact, and address information.
Work all garnishments and levies as required.
Coordinate workflow to ensure subpoenas and other court orders are processed in a timely and accurate manner.
Maintain list of pending dormant accounts, account changes, ensuring fees are charged, and escheat the dormant accounts to the state at the end of the year to ensure compliance with Oklahoma statute.
Maintain records spreadsheet tracking all OCCU documents, including acquired and destroyed items with destruction dates.
Manage Iron Mountain inventory, coordinate file transfers, and review box descriptions for year-end destruction in Q4.
Assist with vault filing, ensuring organization and frequent maintenance of member signature cards, file folders, and retention records.
File incoming documents from branches into appropriate member files.
Deliver quality member service, giving valid and accurate information to staff and members.
Maintain all files and records for easy access and retrieval.
Crosstrain within the Payment Services team upon manager request, ensuring quality controls are met and to cover in the absence of team staff.
Comply with the requirements of all Credit Union policies and procedures including but not limited to the Bank Secrecy Act, Anti-Money Laundering regulations as they relate to the position.
Comply with all security guidelines related to physical and information security.
Commitment to Credit Unions’ needs and maintain confidentiality at all times.
Deliver service to both internal and external members that are in alignment with the Credit Union’s Service Standards and meet all established goals.