Payment Processor (Monterrey)

SEQUIUM ASSET SOLUTIONS LLC•Monterrey, NJ

About The Position

Sequium Asset Solutions is seeking a Payment Processor to process and reconcile electronic payments, research payment activity and discrepancies, maintain exception logs, and prepare daily, monthly, and end-of-month reports. The role works with credit card, ACH, and wire payments and supports payment research, overpayment processing, audit requests, and other assigned projects. The position is staggered to ensure coverage of the daily 6 p.m. closure and requires overtime at month-end and at other times to complete daily tasks.

Requirements

Proficiency with Microsoft Office, particularly Excel, and ability to work accurately with transaction reports and reconciliations.
Ability to enter and verify payment data accurately, research discrepancies, and manage multiple deadlines.
Ability to handle confidential consumer, client, banking, and payment information securely.
Clear communication with colleagues, Client Services, and other internal departments.
Ability to learn and use assigned payment platforms and reporting systems, including Repay, Pay Ready, and Latitude, as applicable.
Availability for overtime at the end of the month and other overtime as needed to complete daily tasks.
Ability to work a staggered schedule that ensures coverage of the daily 6 p.m. closure.

Responsibilities

Process Repay credit card payments, including weekend and evening activity, and enter Pay Ready credit card payments into Pay Ready.
Process ACH payments during assigned morning and afternoon cycles, including Freedom Debt Relief and Global Holdings payments.
Process incoming electronic wire and ACH payments and special remit ACH and credit card runs; apply appropriate transaction dates for ACH pulls.
Post and research electronic direct payments from Vivint, Hancock, Fortia, Pay Ready, Western Dental, Rollins, and NCB, as applicable.
Handle credit card disputes and retrievals; pull chargeback reports and complete chargeback reconciliations.
Process ACH returns and prepare ACH return and reconciliation reports.
Complete Repay, ACH, wire, and other assigned electronic payment reconciliations.
Use bank transaction reports to research and allocate incoming electronic credits and debits.
Maintain and follow up on deposits-not-posting, accounts returned/pending client approval, and other assigned electronic payment exception logs.
Prepare daily payment-by-trust-account and payment-processing reports.
Prepare assigned monthly and end-of-month reports, including overpayments, NCB payment recap, Comenity Bank payment recap, and deleted payment plans.
Assist with overpayment processing, departmental inbox management, and electronic payment research and resolution.
Support client and internal audits by retrieving electronic payment records, documenting activity, and assisting with resolution of audit findings.
Complete ad hoc payment-processing reports and other related projects as assigned.