Outside Loan Originator

CrossCountry Mortgage, LLC • Coeur d'Alene, ID

2d

About The Position

The Outside Loan Originator is responsible for maintaining the NMLS license required under the S.A.F.E. Act of 2008 and originating and processing real estate mortgage loans in accordance with CrossCountry Mortgage processes and product guidelines. The role involves sourcing mortgage leads, building referral relationships, marketing mortgage products, guiding applicants through the loan process, and coordinating with processing and underwriting to resolve application issues. Mortgage coaching is available.

Requirements

• NMLS license required under the S.A.F.E. Act of 2008.
• Experience with and/or knowledge of retail product philosophy, policy, underwriting, procedures, documentation, and systems.
• Experience proactively soliciting new business.
• Knowledge of mortgage products and programs.
• Excellent analytical skills to evaluate credit requests and determine trends in a given marketplace.
• Advanced communication and collaboration skills.
• Proficiency in standardized software applications, including Microsoft Word, Excel, PowerPoint, and Outlook.

Nice To Haves

• Encompass experience.

Responsibilities

• Source mortgage leads.
• Build business relationships with real estate agents and other lead sources.
• Analyze potential loan markets and develop referral networks to locate prospects for loans.
• Market company products to individuals and firms, promoting services that may meet customers’ needs.
• Meet with applicants to gather information for loan applications and answer questions about the process.
• Analyze applicants’ financial status, credit, and property evaluations to determine the feasibility of granting loans.
• Explain available loan types, credit options, and service terms to customers.
• Generate complete loan applications with the corresponding documentation.
• Inform applicants of additional requirements to improve loan applications and documentation.
• Answer customer questions and respond to requests.
• Handle customer complaints and take appropriate action to resolve them.
• Own communication with the real estate agent or referral source.
• Confer with processing and underwriting to help resolve mortgage application problems.
• Maintain job knowledge through educational opportunities, professional publications, personal networks, and professional organizations.
• Participate regularly in mortgage sales activities, including attending closings and open houses, conducting company seminars or trainings, and other lead-generating activities.

Benefits

• Competitive compensation plan for eligible employees.
• Medical insurance.
• Dental insurance.
• Vision insurance.
• 401(k).
• Company-provided short-term disability.
• Employee assistance program.
• Wellness program.

What This Job Offers

• Job Type: Full-time
• Education Level: No Education Listed