North America Regulatory Consultant

Trulioo•San Diego, CA

2d•$140,000 - $185,000•Hybrid

About The Position

Are you ready to embark on a career that truly affects people around the world? Trulioo invites you to be a catalyst for change in the dynamic realm of digital identity verification. As the global front-runner in our industry, we are redefining how businesses grow, innovate and comply online. Picture yourself at the forefront of innovation, contributing to our award-winning platform that enables organizations worldwide to quickly onboard customers, optimize costs and combat fraud. Fueled by Silicon Valley support, Trulioo stands as the trusted platform that can verify more than 5 billion people and 700 million business entities spanning 195 countries. But Trulioo is more than a tech company. We are a united force of dedicated experts committed to establishing trust online - and we’re proud to be recognized as a BC Top Employer for the second consecutive year, reflecting our commitment to an inclusive, collaborative, and people-first workplace. Headquartered in Vancouver and with strategic hubs in San Diego and Dublin, we foster a culture of collaboration and open communication. Our offices support a hybrid model and staff typically work three days per week at a hub location. Join us where excitement meets innovation and contribute to a world where trust and technology unite.

Requirements

Bachelor's degree in law, finance, compliance, or a related field, or equivalent experience.
8-12+ years of experience in AML, financial crimes compliance, related regulated industries (Payments, Banking, Digital Assets), or compliance consulting.
Excellent communication skills, with experience influencing executives, product teams, customers, and regulators.
Strong regulatory research and analytical skills, with the ability to foster a culture of compliance while enabling innovation.
Strong expertise in BSA, FinCEN, OFAC, CIP/CDD/EDD, KYC/KYB, beneficial ownership, and PEP and sanctions screening.
Deep understanding of compliance operations within banks, fintechs, payments, crypto, lending, or marketplace businesses.
Awareness and understanding of related regulations for other non-financial, highly regulated industries such as healthcare and gaming.
Experience researching regulations and translating them into practical operational and product guidance.
Experience supporting regulatory examinations or remediation initiatives.
Demonstrated working AI fluency, with hands-on use of generative AI and machine-learning tools, models, and agents in repeatable research, analysis, or writing workflows, and a deep understanding of AI's limitations and best practices for responsible use.

Nice To Haves

CAMS, CRCM, CFE, or similar certifications.
Experience with a regulator, consulting firm, or RegTech company.
Familiarity with CFPB, CFTC, FDIC, Federal Reserve, OCC, SEC, NCUA, or state banking regulators.
Knowledge of digital identity, fraud prevention, AI governance, or privacy regulations.
Experience speaking at industry conferences or publishing thought leadership.

Responsibilities

Serve as the subject matter expert on North American AML, BSA, KYC, KYB, sanctions, beneficial ownership, and related financial crimes regulations, maintaining deep knowledge of the strategies and activities of core enforcement agencies (CFTC, FFIEC, FinCEN, FINTRAC, OFAC, etc.).
Monitor legislative, supervisory, and enforcement developments across federal and state agencies, determine their impact on Trulioo's products, customers, and operations, and support customer due diligence, audits, regulatory examinations, and strategic engagements.
Partner with Product, Engineering, Data Science, and AI teams through discovery, design, development, and UAT to ensure Trulioo’s solutions align with regulatory expectations and operational best practices.
Translate compliance workflows into product capabilities and provide regulatory guidance during commercialization and market expansion.
Advise on onboarding, customer risk assessments, ongoing monitoring, transaction monitoring, investigations, SAR processes, enhanced due diligence, regulatory examinations, and compliance governance, identifying operational pain points and emerging trends and turning them into differentiated product capabilities.
Produce routine regulatory briefings, market intelligence reports, and executive summaries, develop customer-facing content including whitepapers, blogs, webinars, and regulatory updates, and represent Trulioo at conferences, regulatory forums, customer events, and industry working groups.
Support the continued development of Trulioo's Compliance Management System by building scalable governance processes and regulatory change management, partnering across Legal, Privacy, Risk, Information Security, and Product.
Leverage AI and emerging technologies to improve productivity, streamline workflows, and identify opportunities for continuous improvement while ensuring the responsible, secure, and compliant use of AI tools.
Develop and refine repeatable AI-assisted compliance workflows to improve turnaround time and quality, verifying outputs against primary sources and keeping confidential and customer data out of AI tools.