Bilingual, National Field Underwriting Consultant

Manulife • Quebec, ON

6d • Remote

About The Position

The bilingual Regional Field Underwriter is a key member of Manulife’s renowned Underwriting team, operating at the intersection of field-level collaboration and innovative underwriting practices. This role involves working closely with advisors, clients, and wholesalers, providing expert medical and financial field underwriting services, including case packaging and cover memo preparation. The Regional Field Underwriter plays a crucial role in supporting our Summit Experience and enhancing client satisfaction and business growth through excellence in field underwriting.

Requirements

• Minimum of 15 years of experience as an underwriter, specializing in large life insurance cases over $5 million.
• Proven track record in underwriting with a sales and relationship-focused mindset.
• Strong understanding of insurance products, financial and medical guidelines, and non-medical risks impacting mortality.
• Experience with financial reports and training in anti-money laundering practices.
• Ability to work collaboratively with advisors, wholesalers, and underwriters, and think creatively to provide solutions.
• Proficiency in Microsoft Word, PowerPoint, Excel, and Teams.
• Strong time management, organizational skills, and ability to analyze complex information.
• Fully bilingual (French/English): The successful candidate will be required to communicate in English and French in order to support clients from all jurisdictions/provinces within Canada.

Nice To Haves

• Working towards, or completion of FALU, FLMI, and ACS designations.

Responsibilities

• Conduct risk assessment and classification in alignment with Manulife's philosophy and standards.
• Proactively and reactively support advisors and clients, particularly with large life insurance cases over $5 million.
• Enhance sales through strong advisor relationships and excellence in field underwriting practices.
• Prepare comprehensive cover letters and respond to preliminary opinions and inquiries promptly.
• Engage directly with clients to provide curated preliminary opinions.
• Collaborate with the National Field Underwriter and Head Office underwriters to ensure consistency and the highest quality decisions.
• Maintain positive and effective relationships with internal and external partners, including advisors, wholesalers, and other specialists.
• Stay updated with industry trends and guidelines by attending underwriting and sales team meetings.
• Manage client expectations by identifying unwanted risks and suggesting alternative product solutions.
• Align with consumer laws and regulations regarding risk classification, confidentiality, and disclosure.
• Identify and propose solutions to enhance processes and customer experience.
• Create and deliver presentations and conduct regular in-person meetings to strengthen advisor relationships.
• Represent Manulife externally.

Benefits

• health
• dental
• mental health
• vision
• short- and long-term disability
• life and AD&D insurance coverage
• adoption/surrogacy and wellness benefits
• employee/family assistance plans
• retirement savings plans (including pension and a global share ownership plan with employer matching contributions)
• financial education and counseling resources
• paid holidays
• vacation
• personal
• sick days
• full range of statutory leaves of absence

What This Job Offers

• Job Type: Full-time
• Career Level: Senior
• Education Level: No Education Listed