Underwriting Consultant

Manulife • Quebec, ON

4d • Remote

About The Position

Manulife's individual underwriting team is looking for creative, passionate, customer satisfaction and creative individuals to join our world-class underwriting team. We are a leading international financial services provider, helping people make their decisions easier and lives better. We embrace diversity and strive to attract, develop and retain a workforce that is as diverse as the customers we serve and to foster an inclusive work environment that embraces the strength of cultures and individuals. We are committed to fair recruitment, retention, advancement and compensation, and we administer all of our practices and programs without discrimination on the basis of race, ancestry, place of origin, colour, ethnic origin, citizenship, religion or religious beliefs, creed, sex (including pregnancy and pregnancy-related conditions), sexual orientation, genetic characteristics, veteran status, gender identity, gender expression, age, marital status, family status, disability, or any other ground protected by applicable law.

Requirements

• Demonstrated professional experience as underwriter, at least 5 years of experience.
• Approval limit $3,000,000 to $5,000,000 in life insurance and $250,000 in critical illness insurance.
• Be on the lookout for trends and changes in medicine, knowledge of human anatomy, medical terminology, diseases, tests, and modes of treatment.
• General awareness of current events, industry issues and trends.
• Excellent analytical skills with the ability to define, research and solve problems.
• Excellent mentoring skills.
• Exemplary customer service skills and excellent oral and written communication skills.
• Putting our customers first. You are committed to finding the right solutions. You go the extra mile because it's the right thing to do.
• Ability to understand, preserve and apply current technical information to everyday work problems.
• Demonstrate your knowledge of pricing tools, systems, and processes as well as your ability to articulate the underlying principles and philosophies.
• You are well organized with great attention to detail.
• You are adaptable and flexible in the face of change.
• You have strong partnership and communication skills.
• Excellent decision-making and critical thinking skills.
• Strong analytical and problem-solving skills.
• Be able to work under tight deadlines.

Nice To Haves

• Bilingualism (English and French) is a strong asset. If the successful candidate is in Québec, proficiency in both languages will be required to support clients from various provinces outside of Quebec.
• A university or college degree in a related discipline is considered an asset.
• You are continuously learning – currently enrolled or very interested in insurance-related courses such as LOMA and/or ALU courses.

Responsibilities

• Conduct risk assessment and classification in accordance with Manulife's philosophy and standards.
• Communicate and collaborate with sales colleagues and head office to provide the highest quality and competitive decisions to our clients.
• Maintain positive and effective relationships with internal and external partners.
• Consistently deliver the best customer experience by making every interaction meaningful.
• Comply with consumer laws and regulations regarding risk classification, confidentiality, and disclosure.
• Identify and propose solutions to problems and procedures related to the underwriter's work.
• Promote an atmosphere of trust with all clients to facilitate the acceptance of decisions.

Benefits

• A competitive salary and benefits packages.
• A growth trajectory that extends upward and outward, encouraging you to follow your passions and learn new skills.
• A focus on growing your career path with us.
• Flexible work policies and strong work-life balance.
• Professional development and leadership opportunities.
• health, dental, mental health, vision, short- and long-term disability, life and AD&D insurance coverage, adoption/surrogacy and wellness benefits, and employee/family assistance plans.
• various retirement savings plans (including pension and a global share ownership plan with employer matching contributions) and financial education and counseling resources.
• generous paid time off program in Canada includes holidays, vacation, personal, and sick days, and we offer the full range of statutory leaves of absence.

What This Job Offers

• Job Type: Full-time
• Career Level: Senior
• Education Level: Associate degree