About The Position

The Multi-Line Claim Consultant is responsible for the investigation and adjustment of assigned general liability, premises liability, and bodily injury claims within a national account environment. This role manages claims from assignment through resolution (cradle to grave), including files with significant litigation exposure, while ensuring compliance with CCMSI claim handling standards, client-specific instructions, and applicable state laws. This position supports a highly engaged national client and requires exceptional responsiveness, thorough documentation, and consistent communication. While claims may be handled nationwide, the portfolio includes a significant concentration of claims in Missouri, Pennsylvania, Kentucky, and Tennessee, making experience with those jurisdictions highly desirable. This position is designed for experienced liability adjusters with 5+ years of claim handling experience who can independently manage complex liability claims and provide exceptional client service in a fast-paced environment. The successful candidate will be comfortable handling bodily injury and premises liability exposures while balancing competing priorities across multiple accounts. Approximately 30% of the caseload may involve litigated claims, making litigation management experience and the ability to effectively manage defense counsel critical to success. This is a true liability adjuster role responsible for cradle-to-grave claim handling and is not an HR or consulting position.

Requirements

  • 5+ years of multi-line liability claim handling experience
  • Experience and confidence handling attorney-represented, complex, and litigated files.
  • Strong experience handling general liability, premises liability, and bodily injury claims
  • Demonstrated litigation management experience, including working directly with defense counsel and managing litigated files
  • Experience handling claims in one or more of the following jurisdictions: Missouri, Pennsylvania, Kentucky, Tennessee
  • Active adjuster license in Missouri, Pennsylvania, Kentucky, or Tennessee required (one or more required)
  • Ability to independently manage a moderate to complex caseload
  • Strong investigative, analytical, negotiation, and decision-making skills
  • Demonstrated ability to provide detailed, responsive client service
  • Excellent written and verbal communication skills
  • Strong organizational skills and diary management practices
  • Ability to work independently in a remote environment
  • Proficiency with Microsoft Office applications
  • Reliable, predictable attendance during business hours

Nice To Haves

  • Familiarity with hospitality, entertainment, recreation, tourism, amusement, or similar guest-facing operations is a plus.
  • Exposure to significant injury claims involving fractures, surgeries, traumatic brain injuries, or other serious bodily injury allegations is preferred.
  • Active licenses in multiple states, particularly MO, PA, KY, and TN
  • Prior Third Party Administrator (TPA) experience
  • Experience handling high-touch national account programs
  • Experience conducting coverage evaluations and coverage position analysis
  • Experience preparing and issuing tender letters
  • NY Adjusters license is a huge plus

Responsibilities

  • Investigate, evaluate, and adjust general liability, premises liability, and bodily injury claims in accordance with corporate standards and jurisdictional requirements
  • Manage claims from assignment through resolution, including litigated files
  • Conduct detailed liability investigations and evaluate coverage, negligence, damages, and exposure
  • Establish and maintain appropriate reserves based on claim development and exposure analysis
  • Review medical records, bills, legal documentation, and investigative materials to support claim strategy
  • Negotiate settlements with claimants, attorneys, and authorized representatives
  • Coordinate and manage defense counsel and other external vendors as appropriate
  • Maintain proactive communication with clients, claimants, attorneys, and other involved parties
  • Prepare claim reports, reserve recommendations, and status updates as required
  • Identify and pursue subrogation opportunities when applicable
  • Maintain accurate claim documentation, diary management, and financial controls
  • Provide timely excess and carrier reporting when required
  • Ensure compliance with Corporate Claim Handling Standards and client-specific requirements

Benefits

  • 4 weeks (Paid time off that accrues throughout the year in accordance with company policy) + 10 paid holidays in your first year
  • Medical, Dental, Vision, Life, and Disability Insurance
  • 401(k) and Employee Stock Ownership Plan (ESOP)
  • Internal training and advancement opportunities
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