Multi-Line Claim Representative II

Ccmsi•Chicago, IL
•Remote

About The Position

The Multi-Line Claim Representative investigates and adjusts assigned commercial auto and property claims for national accounts, managing claims from assignment through resolution. The role follows CCMSI claim-handling standards, client-specific instructions, and applicable state regulations. It is designed for early-career adjusters with 1–2 years of claim-handling experience and a foundational understanding of coverage and liability investigation. The position emphasizes ownership of files, consistent communication, attention to detail, sound judgment, and quality follow-through rather than high-volume, quick-resolution handling.

Requirements

  • 1–2 years of claim-handling experience in commercial auto and/or property.
  • Foundational understanding of commercial auto coverage.
  • Experience or training in liability investigations and negligence evaluation.
  • Strong verbal and written communication skills.
  • Ability to manage multiple priorities and stay organized in a fast-paced environment.
  • Self-starter with strong follow-through and accountability.
  • Proficiency in Microsoft Office applications.
  • Reliable, predictable attendance during assigned client service hours.
  • Current adjuster license in the home state.

Nice To Haves

  • Experience handling multiple accounts in a national or carrier environment.
  • Prior third-party administrator (TPA) experience.
  • Additional state adjuster licenses.
  • Exposure to general liability claims.
  • Bilingual Spanish proficiency.

Responsibilities

  • Investigate, evaluate, and adjust commercial auto and property claims according to corporate standards, client guidelines, and jurisdictional requirements.
  • Apply knowledge of commercial auto policies and coverage to determine compensability and exposure.
  • Conduct liability investigations, including fact gathering, analysis, and documentation.
  • Apply comparative and contributory negligence principles in claim evaluation and decision-making.
  • Establish and maintain appropriate reserves within authority guidelines.
  • Review damage estimates, invoices, and related documentation for accuracy and claim relevance.
  • Negotiate settlements within authority limits and in alignment with client expectations.
  • Issue claim payments according to CCMSI procedures and industry standards.
  • Maintain accurate and timely claim documentation, diary management, and file updates.
  • Communicate effectively and responsively with clients, claimants, and vendors.
  • Identify and pursue subrogation opportunities where applicable.
  • Manage claims across multiple accounts within a national account structure.
  • Comply with service commitments and corporate claim-handling standards.

Benefits

  • Four weeks of paid time off, accruing throughout the year in accordance with company policy.
  • 10 paid holidays in the first year.
  • Medical, dental, vision, life, and disability insurance.
  • 401(k) retirement plan.
  • Employee Stock Ownership Plan (ESOP).
  • Structured career development into multi-line and advanced claim roles.
  • Supportive, team-based work environment.
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