Mortgage Underwriter
About The Position
TEKsystems is hiring experienced Mortgage Underwriters to support a Fortune 100 financial organization. The role involves reviewing complex mortgage loan files, interpreting underwriting guidelines, and making independent credit decisions in a fast-paced lending environment. The position is hybrid and requires candidates to commute to the North Richland Hills, Texas area as needed; the posting also describes it as based in Dallas, Texas. The position is a contract role. The advertised pay range is $24.00–$41.90 per hour. Individual compensation depends on factors such as qualifications, skills, relevant experience, job knowledge, geographic location, and internal equity. Benefits may be available depending on eligibility, job classification, and length of employment, and are subject to plan terms and change.
Requirements
- Experience in mortgage underwriting.
- Knowledge of Conventional and VA mortgage underwriting.
- Strong understanding of credit, income, assets, DTI, LTV, tax returns, and appraisal review.
- Experience with DU, LP, AUS, Encompass, or comparable mortgage systems.
- Strong knowledge of mortgage regulations, investor requirements, and underwriting guidelines.
- Must be able to commute to the North Richland Hills, Texas area as required for the hybrid schedule.
Nice To Haves
- Delegated lending or credit authority experience is strongly preferred.
- Experience with complex and self-employed borrower income is a plus.
Responsibilities
- Analyze complex mortgage loan files.
- Interpret mortgage underwriting guidelines.
- Make independent credit decisions.
- Review credit, income, assets, debt-to-income ratio, loan-to-value ratio, tax returns, and appraisals.
Benefits
- Medical, dental, and vision coverage, if eligible.
- Critical illness, accident, and hospital coverage, if eligible.
- 401(k) retirement plan with pre-tax and Roth post-tax contributions, if eligible.
- Voluntary life and AD&D insurance for employees and dependents, if eligible.
- Short- and long-term disability coverage, if eligible.
- Health Spending Account (HSA), if eligible.
- Transportation benefits, if eligible.
- Employee Assistance Program, if eligible.
- Time off or leave, including PTO, vacation, or sick leave, if eligible.
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What This Job Offers
Career Level
Mid Level
Education Level
No Education Listed
