Mortgage Origination Examiner
About The Position
This posting is for a journey level (mid-level) examiner. If journey level applications are not received, contributing level (entry-level) applicants may be considered. NCCOB seeks a journey-level Financial Examiner for its Mortgage Division. The role focuses on mortgage origination and includes reviewing lender and broker operations for compliance with applicable laws and regulations. Examiners analyze information, communicate findings, prepare reports, recommend corrective actions, and maintain professional relationships with stakeholders. They may testify at hearings and must protect confidential information. Working independently or on a team, examiners exercise sound judgment, adapt to changing circumstances, present findings, and provide training when assigned.
Requirements
- Graduation from a four-year college or university with a degree in a related field (mortgage, banking, finance, business) AND a minimum of one (1) or more years of recent experience in one or more of the following mortgage areas: regulatory compliance, investor relations, underwriting, or processing; or an equivalent combination of education, training, and experience (for contributing-level hire).
- Graduation from a four-year college or university with a degree in a related field (mortgage, banking, finance, business) AND a minimum of five (5) or more years of recent experience in one or more of the following mortgage areas: regulatory compliance, investor relations, underwriting, or processing; or an equivalent combination of education, training, and experience (for journey-level hire).
- Professional level working knowledge of state and federal statutes, regulations, rules, and procedures applicable to the mortgage origination industry (TILA, SAFE, RESPA).
- Working knowledge of mortgage origination industry, investor standards, and best practices.
- Industry knowledge of lending quality control and compliance processes.
- Knowledge and ability to use applicable information technology to meet work needs, including proficient knowledge with Microsoft Excel, Word, and Outlook.
- Objectivity.
- Time management.
- Integrity.
- Attention to detail.
- Teamwork.
- Professionalism.
- Initiative.
- Organizational sensitivity.
- Strong written and verbal communication skills.
Nice To Haves
- Experience in writing reports is recommended.
Responsibilities
- Reviewing lender and broker operations for compliance with applicable laws and regulations.
- Analyzing information.
- Communicating findings.
- Preparing reports.
- Recommending corrective actions.
- Maintaining professional relationships with stakeholders.
- Testifying at hearings.
- Protecting confidential information.
- Exercising sound judgment.
- Adapting to changing circumstances.
- Presenting findings.
- Providing training when assigned.
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What This Job Offers
Job Type
Full-time
Career Level
Entry Level
