Mortgage Lock Desk Analyst I or II

Griffin Funding, Inc. • San Diego, CA

7d • $25 - $28 • Onsite

About The Position

The Lock Desk Analyst sits at the center of loan profitability. This role involves reviewing and verifying price quotes and lock requests, registering loans with investors, and ensuring accurate entry and confirmation of every lock to the appropriate parties. The position is dynamic, influenced by market shifts, volume, loan characteristics affecting price, and investor requirements, making it fast-paced, deadline-driven, and varied daily. Success in this role directly protects the profit margin on each loan processed.

Requirements

• 2+ years of mortgage experience
• Ability to learn and adapt to evolving technology platforms
• A track record of building and keeping strong investor relationships
• Located in San Diego, CA

Nice To Haves

• Lock desk experience preferred
• Optimal Blue and LendingPad experience a plus

Responsibilities

• Review, verify, and lock incoming LO lock requests.
• Register loans with investors and issue confirmations to the appropriate parties.
• Enter lock request and confirmation information accurately and efficiently into the LOS.
• Extend locks and assist in loan restructures.
• Keep the secondary tab and lock confirmations in LendingPad updated throughout the life of the loan.
• Update Optimal Blue throughout the process.
• Audit locks for accuracy.
• Serve as the resource for lock policy questions from sales and operations.
• Build and maintain investor relationships, communicating lock changes and building rapport.
• Perform any other duties as assigned from time to time by the Company, depending on operational needs and changes.

Benefits

• Equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion, sex, national origin, age, disability or genetics.

What This Job Offers

• Job Type: Full-time
• Career Level: Entry Level
• Education Level: No Education Listed