Mortgage Loan Servicing Specialist

First State Bank of St. Charles•St. Charles, MO

10h•Onsite

About The Position

First State Bank is seeking a Mortgage Loan Servicing Specialist onsite at our West Clay location. If you have related experience in mortgage accounting and servicing, then you may be a great fit! This is a full-time position with 40 hours per week, and full-time benefits will apply, including: medical, dental and vision insurance, paid time off, 401k, ESOP and more! As a condition of employment, all new hires will be required to complete a background check and drug testing. First State Bank is an Equal Opportunity Employer, including protected veterans and individuals with disabilities.

Requirements

High school diploma or general education degree (GED) required.
One to two years related experience and/or training required.
One to two years of math/accounting experience preferred.

Nice To Haves

Bachelor’s degree from a four year college or university preferred.
Two to four years related experience and/or training preferred.

Responsibilities

Reconciles multiple GL and DDA accounts on a daily and monthly basis.
Accurately follows procedures to balance loan funding’s after loans close.
Books loans either to Fiserv or the file is transferred to sub-servicer.
Stacks, ships, and files loan in the vault as necessary.
Accurately prepares and processes all tickets and third party checks that are necessary to balance a new loan origination.
Services all HELOCs and Held for Sale loans.
Assists customers with questions relating to existing loans serviced by sub-servicer.
Administers the tickler system for new loan documents follow-up.
Processes disbursements, payments, and releases.
Maintains escrow accounts through review, disbursing, and set up.
Processes daily loan payments as necessary and send to sub-servicer or new investor when applicable.
Processes monthly MERS reconciliation and research discrepancies.
Makes collection calls on HELOCS.
Complete all required compliance training and complies with the Bank Secrecy Act and Anti-Money Laundering Act as well as all regulations which apply within the scope of the position.
Performs other related duties as assigned.