Corporate Mortgage Loan Review Specialist II

Glacier Bancorp, Inc.•Helena, MT

6d•Hybrid

About The Position

Glacier Bancorp’s (GBCI) Mortgage Loan Review Specialist II position is responsible for reviewing, analyzing, and processing adverse action loans within company guidelines, procedures, and regulatory policies. Understands HMDA rules, regulations, and reporting, and ensures compliance for all declined, withdrawn, and closed loans. Ensures loan quality is maintained and that procedures, guidelines, and regulations are followed. The Mortgage Loan Review Specialist II will have extensive contact with customers, vendors, and bank staff. The Mortgage Loan Review Specialist II will be in regular communication with the Corporate Mortgage Loan Admin Manager and will suggest operational improvements as needed. This is a Corporate position which may be located in an available bank division across our nine-state footprint in AZ, CO, ID, MT, NV, TX, UT, WA, or WY. The entry rate for this position is $21.83 + / hour (calculated for Kalispell, MT). Click here to learn more about our bank divisions. All compensation offers are analyzed individually and take into consideration multiple factors including but not limited to geographic location, years of experience, and educational background. WA Applicants ONLY: Spokane, WA $24.38 to $36.59 an hour. Wenatchee, WA $24.72 to $37.09 an hour.

Requirements

High School Diploma / GED
3 years Mortgage loan review including HMDA and Adverse Action.
Knowledge Of Mortgage loan program guidelines and process.
Advanced Experience in Loan quality review.
Advanced / Specialized Knowledge of RESPA and TRID compliant disclosures, HMDA reporting, and Adverse Action requirements.
Advanced Experience with loan platform software such as Encompass and ability to learn additional computer applications
Ability to multi-task and handle complex tasks efficiently.
Strong organizational skills
Strong analytical skills
Strong attention to detail
Must comply with all company policies and procedures and all applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control. Must complete the assigned online training courses and achieve a passing score by due date.
Employee must be capable of regular, reliable, and timely attendance.

Responsibilities

Monitors and works the adverse action
Completes Adverse Action Notice and sends to the applicant
Cancels services that have been ordered on the loan such as appraisal, lock, title, and flood
Complete review of adverse loans
Validates HMDA reporting information for adverse and closed loans.
Performs loan quality reviews to ensure compliance with policy, procedure, and regulation.
Request additional information/documentation as needed
Maintain consistent and thorough communication with all involved parties including all internal and external customers and staff in a professional, courteous, and friendly manner.
Remain current on loan programs and lending (federal and state) regulations as well as all compliance and bank policies. All disclosure requirements are complete within Federal Time Limitations.
Maintain contact with government agencies and investors to determine changes in requirements and products.
Regularly participate in educational offerings from FHA, FNMA, FHLMC, VA, MI companies, est. to keep current and aware of changes.