Mortgage Loan Processor

M/I Homes • Charlotte, NC

7d • Onsite

About The Position

M/I Financial, the builder financing subsidiary of M/I Homes, is seeking a Mortgage Loan Processor / Specialist for its Charlotte division. M/I Homes is a top 20 national home builder with 50 years of experience building homes of outstanding quality and superior design. This position focuses on processing all types of mortgage loans, including conventional, FHA, and VA, specifically for new home purchases (no refinances). The role offers a steady work environment, a convenient location, salary plus bonuses, and a Monday through Friday schedule. The entire loan operation, from origination to underwriting, is locally based, fostering strong team partnerships.

Requirements

• At least three (3) years of experience in the builder mortgage field.
• High school graduate.

Nice To Haves

• Some college preferred.

Responsibilities

• Processes applicable documentation for FHA, VA and Conventional mortgage loan applications and prepares required packages for loan approval.
• Gathers, analyzes, and processes necessary documentation from applicant(s), credit bureaus, employers, and various creditors to verify financial information and credit standings.
• Reviews, organizes, and collates application and loan information to ensure timeliness and accuracy in providing a useable credit file to be submitted to underwriting for approval.
• Communicates with applicant(s), underwriters and/or creditors to resolve issues or questions regarding application information.
• Prepares file for final clear-to-close by branch management.

Benefits

• Salary + Bonuses based on work volume achieved.
• Monday through Friday work environment.
• Generous paid time off structure.
• Discount on employee new home purchases.
• 401K and Profit Sharing.
• Full Medical, Vision, and Dental Insurance.
• Paid holidays.
• Paid parental leave.
• Traditional and Roth 401(k) options.
• Profit sharing plan.
• Employee stock purchase plan.
• Employee home purchase plan.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: High school or GED