Mortgage Loan Processor

Tyndall Federal Credit Union•Panama City, FL

1d•Remote

About The Position

Tyndall Federal Credit Union is seeking a Mortgage Loan Processor to join their team. This role is responsible for assisting members and all parties involved in the loan process, ensuring all parties are well-informed and the loan package is complete and sent to closing in a timely manner. The credit union offers a family-oriented work environment with numerous benefits and career growth opportunities. They serve over 100,000 members and are committed to helping them reach their financial goals. Tyndall Federal Credit Union values diversity and encourages community involvement, offering paid time for employees to volunteer.

Requirements

One year to three years of similar or related experience.
Equivalent to a two-year college degree or completion of a specialized course of study at a business or trade school.
Good communication skills.
Ten key calculator, typewriter and keyboard skills.
Must be able to use Microsoft software and navigate the Internet.
Must pass registration based on the SAFE Act requirements or already be registered.

Nice To Haves

Reside within one hour of any of our locations.

Responsibilities

Reviews residential loan application files to verify that application data is complete and meets credit union standards; recommends that loans not meeting standards be reviewed or denied.
Calls specified companies to obtain property title commitment, and flood certification and informs supervisor of discrepancies in loan documents.
Prepares and submits 1st mortgage and home equity loan application files for underwriting approval once the file is complete and ready to be given to the mortgage loan closer.
Remains informed of current underwriting guidelines and documentation requirements for all 1st mortgage and home equity loan products.
Responsible for ongoing member contact, requesting documentation and coordinating closing efforts.
Keeps the loan originator and all others involved aware of loan status.
Ensure compliance with all regulatory programs including but not limited to the Bank Secrecy Act, Office of Foreign Asset Control Program and Customer Identification Program.
Assist other department personnel and performs other duties as assigned.
Remote employees must adhere to their agreed-upon work schedule from a secure location, participating in virtual meetings, video conferences/other communications, and maintaining regular, responsive communication during working hours.
To produce loan documents, reports, and new accounts in a timely fashion, with zero errors.
Compile and prepare files for underwriting, complying with all secondary market guidelines while keeping a detailed record of progress on each file.
To follow up on necessary documents on a daily basis; appraisals, title work, member documentation, etc.
Process loans to close within an acceptable time frame, to meet annual department goals.
To cross sell credit union products and services.
To maintain a professional work environment and businesslike appearance.
To maintain working knowledge of all mortgage products and rates, both within the Credit Union and from the industry as a whole.
Completes required annual mortgage compliance curriculum with a passing grade of 80% or higher.
Completes required Red Flags Program requirements to include documentation of discrepancy resolution as needed.
Must pass registration based on the SAFE Act requirements or already be registered.

Benefits

Family First Leave- Providing 12 weeks of 100% paid bonding time to all Full Time Eligible employees.
Excellent 401(k) plan with generous employer matching.
16 paid community volunteer hours.
11 paid holidays (for Full Time and Part Time positions).
Paid time off (for Full Time and Part Time positions).
Excellent health/vision/dental benefits (for Full Time positions).
Remote opportunity.

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