Mortgage Loan Processor

Truist Bank•Greensboro, VA

24d•Onsite

About The Position

Responsible for processing residential mortgage loans to ensure compliance with bank, investor and secondary market standards. Meets performance metrics and goals established by the bank. The position requires the use of critical thinking and analytical skills to process loans, and a strong understanding of Mortgage Lending products, policies, processes, and their required documentation. The role involves obtaining required credit and compliance documentation, performing detailed reviews to ensure loans meet guidelines, and providing consistent communication on loan status to clients. The Mortgage Loan Processor must ensure loan quality standards are met when submitting loans to underwriting, conduct proactive and effective pipeline management, and adhere to all compliance regulations and controls. Additionally, the role requires developing and maintaining positive working relationships with colleagues, clients, business partners, and vendors, and cultivating relationships with peers as a peer mentor.

Requirements

Minimum five years of mortgage loan processing experience or the equivalent.
Excellent Communication skills, both written and verbal, in relating to internal and external clients.
Demonstrates proficiency in basic computer applications such as mortgage automated processing systems and Microsoft Office software products.
Ability to travel, occasionally overnight.
English (Required)

Nice To Haves

Bachelor's degree, or equivalent education and related training.
FHA/VA/Bond experience.
Basic knowledge of bank services and products.

Responsibilities

Successfully use critical thinking and analytical skills to process loans.
Develop and maintain a strong understanding of Mortgage Lending products, policies, processes, and their required documentation.
Obtain required credit and compliance documentation per program requirements from internal clients, external clients, vendors, and third-party sources.
Perform detailed review of all documentation to ensure that loans meet portfolio and investor guidelines.
Provide consistent communication on loan status to clients to ensure a smooth process to close on time.
Ensure that loan quality standards are met when submitting loans to underwriting.
Conduct proactive and effective pipeline management to ensure that metrics are met.
Adhere to all compliance regulations and controls.
Develop and maintain positive working relationship with co-workers, internal and external clients, business partners and vendors.
Cultivate relationships with peers as a peer mentor.