Mortgage Loan Processor
About The Position
Elliman Capital is seeking an experienced Mortgage Processor to support its integrated lending arm, which provides sophisticated lending solutions within the luxury real estate market. This role is designed for seasoned processors who excel at building complete, accurate, and compliant loan files. The position is hybrid, combining in-office collaboration with remote flexibility, and focuses on managing files for high-end clients and properties where precision and professionalism are critical. The processing model emphasizes clear ownership and role separation, with processors responsible for file completeness and documentation accuracy, while underwriting handles credit analysis and loan approval. The role requires adherence to structured hybrid schedules, clear productivity standards, and direct access to underwriting and leadership for issue resolution, prioritizing quality execution over volume.
Requirements
- Three or more years of recent mortgage processing experience
- Demonstrated experience processing purchase transactions end-to-end
- Experience with Conventional, FHA, VA, and USDA loans
- Encompass experience is required
- Strong understanding of mortgage documentation standards and processing workflows
- Working knowledge of mortgage compliance requirements, including TILA and RESPA
- Exceptional organizational skills and attention to detail
- Strong communication skills and ability to manage multiple stakeholders
- Professional demeanor aligned with a high-end client and agent base
- Ability to perform in a hybrid environment with clear accountability and expectations
Nice To Haves
- Prior exposure to Non-QM products is strongly preferred
Responsibilities
- Manage residential mortgage loan files from application through clear-to-close, with a focus on execution and accuracy
- Collect, review, and organize borrower documentation strictly in accordance with published guidelines and underwriting requests
- Prepare complete and well-documented files for underwriting submission without making credit determinations
- Review loan disclosures for accuracy and compliance prior to delivery
- Order, track, and manage third-party services including appraisals, title, and verifications
- Clear underwriting conditions by obtaining required documentation and ensuring completeness, not by interpreting or waiving credit requirements
- Communicate file status, outstanding items, and timelines clearly with loan officers, underwriters, and internal partners
- Ensure all files meet investor documentation standards, internal quality expectations, and closing readiness requirements
- Maintain pipeline organization, accuracy, and turnaround expectations
- Escalate guideline, documentation, or structural questions to underwriting when appropriate
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Education Level
No Education Listed
