Mortgage Loan Processor
About The Position
A great banking experience starts with a great team! Mid Penn Bank is actively seeking a Mortgage Loan Processor to join our team. We believe that our ongoing success depends upon a skilled, satisfied and valued work force. As a member of our team, you can expect opportunities to develop your skills to help you excel in your role and achieve your professional career goals. We offer a comprehensive range of flexible benefits to support your personal and financial well-being. The Mortgage Loan Processor is responsible for performing a variety of duties to support the mortgage loan function. This individual will coordinate work within the department as well as with other departments, complying with operating policies and procedures established for the mortgage loan function.
Requirements
- A minimum of two (2) years’ experience in related positions required.
- Proficient reading, writing, grammar, and mathematics skills; proficient interpersonal relations and communicative skills; basic knowledge of current mortgage lending regulations; a working knowledge of financial operating policies and procedures which impact mortgage loan services; moderate PC skills; ability to sit, stand, walk, bend, stoop, reach with hands or arms, use hands to manipulate objects, handle or feel, and lift items weighing 20 lbs. or less; visual, auditory and speaking skills.
Nice To Haves
- An Associate degree in related field preferred; specialized education or training relating to mortgage processing.
Responsibilities
- Orders all appraisals from company approved appraisers and all verifications needed to process loan for loans sold to our investors.
- Submits approved loan files to the closer in an organized fashion for easy delivery to the title company.
- Places monthly order for stationary, supplies and copy paper for the department.
- Tracks documentation received from appraisers, employers, and financial institutions in a timely manner.
- Delivers fully processed loan files to underwriting department.
- Assists loan officers in receiving loan documents and conditions required for approval.
- Maintains knowledge of documents needed for all mortgage programs (FNMA, PHFA, in-house, etc.).
- Assists in the application process, documentation, disclosures, and compliance for residential mortgage loans.
- Assists underwriters with mortgage loan applications.
- Demonstrates Unwavering Service Standards of Performance.
- Responds to inquiries relating to his/her particular area, or to requests from customers, other personnel, etc., within given time frames and within established policy.
- Represents the organization to customers in a courteous, professional manner and provides prompt, efficient, and accurate service in the processing of mortgage applications and answering questions in person or by telephone.
- Ensures copies of Borrowers Homeowner Insurance is obtained.
- Reviews received loan documents for authenticity.
Benefits
- medical plans with prescription drug coverage
- flexible spending account
- dental and vision insurance
- life insurance
- 401(k) program with employer match
- employee stock purchase plan
- paid time off
- paid holidays
- disability insurance coverage
- parental leave
- employee assistance program
- tuition reimbursement
- mentorship programs
- individualized development and career counseling
- Mid Penn University courses and development programs
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Education Level
Associate degree
