Mortgage Loan Processor / Junior Underwriter

TEKsystems • Carrollton, TX

4d • $25 - $28 • Onsite

About The Position

We are seeking an experienced Mortgage Loan Processor / Junior Underwriter to support loans in the critical stages between final approval and closing. This role requires a strong understanding of mortgage guidelines and the ability to analyze, troubleshoot, and resolve loan issues to ensure timely closings. The ideal candidate has hands-on experience reviewing income, assets, and appraisals, and can confidently work through complex loan scenarios while supporting underwriting decisions.

Requirements

• Minimum 5+ years of mortgage loan processing experience
• Strong experience with: Conventional, FHA, VA, and Jumbo loans
• Strong experience with: Income calculation and analysis
• Strong experience with: Asset review and documentation
• Strong experience with: Reviewing appraisals
• Strong experience with: Credit and underwriting basics
• Experience working with: Bank statements and large deposits
• Experience working with: Loan applications (1003)
• Experience working with: Non-delegated loans
• Ability to analyze complex loan scenarios and resolve issues independently
• Strong knowledge of mortgage guidelines and compliance requirements
• Excellent problem-solving and communication skills
• Attention to detail and accuracy
• Analytical thinking and problem-solving
• Strong communication and collaboration skills
• Ability to manage complex files and meet deadlines

Responsibilities

• Review and analyze loan files between final approval and closing to ensure compliance and completeness
• Calculate borrower income and evaluate assets, including large deposits and bank statements
• Review and assess appraisal reports for eligibility and accuracy
• Work directly with underwriters to identify and resolve loan conditions or issues
• Interpret and apply mortgage guidelines across various loan products
• Perform complex data and document validation
• Troubleshoot third-party orders (title, appraisal, hazard insurance, flood certification, credit, etc.)
• Evaluate loan applications for compliance with product and investor guidelines
• Handle escalated or complex borrower and partner communications via phone, email, or chat
• Complete appraisal eligibility and review tasks
• Perform additional duties as needed to support loan processing and closing

Benefits

• Medical, dental & vision
• Critical Illness, Accident, and Hospital
• 401(k) Retirement Plan – Pre-tax and Roth post-tax contributions available
• Life Insurance (Voluntary Life & AD&D for the employee and dependents)
• Short and long-term disability
• Health Spending Account (HSA)
• Transportation benefits
• Employee Assistance Program
• Time Off/Leave (PTO, Vacation or Sick Leave)

What This Job Offers

• Career Level: Mid Level
• Education Level: No Education Listed