Mortgage Loan Originator (Outside/Retail)

The Mortgage Talent Network • Austin, TX

15h • Onsite

About The Position

A well-established federally chartered, community-rooted Texas retail mortgage bank is looking for a driven Outside Mortgage Loan Originator ready to build meaningful borrower relationships and grow a referral-based purchase business. This is a field-facing role designed for a self-starter who thrives outside the four walls of a branch and knows how to turn a handshake into a closed loan. This lender has deep roots in the Texas communities it serves, which means you'll have the credibility of an established brand behind every referral conversation you have. The operational infrastructure — processing, underwriting, and closing — is built to support originators, not slow them down, so you can focus on what you do best: closing loans and growing relationships. For an originator who's ready to own their market and wants a company culture that values people over production quotas, this is a compelling next chapter.

Requirements

• Active NMLS
• Proven track record of self-sourced mortgage production with an established referral network in the Texas market
• Solid working knowledge of conventional, government (FHA/VA/USDA), and specialty loan products
• Strong understanding of SAFE Act requirements
• Excellent communication and consultative sales skills — you can simplify the complex for first-time homebuyers and seasoned investors alike
• Must be authorized to work in the United States

Responsibilities

• Actively prospect and develop referral partnerships with real estate agents, builders, financial planners, and other centers of influence across your market area
• Consult with borrowers to assess financial goals, match them to the right loan product, and guide them confidently from application through closing
• Generate a self-sourced pipeline through outside sales activity — networking events, open houses, community involvement, and one-on-one relationship building
• Structure and present loan scenarios using conventional, FHA, VA, USDA, and portfolio product options as applicable
• Maintain accurate and timely loan files in compliance with TRID, RESPA, and applicable Texas lending regulations
• Collaborate closely with in-house processing, underwriting, and closing teams to ensure a smooth borrower experience and on-time closings
• Stay current on market trends, rate movements, and guideline changes to position yourself as a trusted advisor in your community

What This Job Offers

• Job Type: Full-time
• Career Level: Senior
• Education Level: No Education Listed