Mortgage Loan Originator (Outside/Retail)

The Mortgage Talent Network • Austin, TX

1d • Onsite

About The Position

A well-established federally chartered, community-rooted Texas retail mortgage bank is looking for a driven Outside Mortgage Loan Originator ready to build meaningful borrower relationships and grow a referral-based purchase business. This is a field-facing role designed for a self-starter who thrives outside the four walls of a branch and knows how to turn a handshake into a closed loan. If you're looking for a platform that backs your hustle with strong operational support and a genuine commitment to community lending, this one deserves a serious look.

Requirements

• Active NMLS
• Proven track record of self-sourced mortgage production with an established referral network in the Texas market
• Solid working knowledge of conventional, government (FHA/VA/USDA), and specialty loan products
• Strong understanding of SAFE Act requirements
• Excellent communication and consultative sales skills — you can simplify the complex for first-time homebuyers and seasoned investors alike
• Must be authorized to work in the United States

Responsibilities

• Actively prospect and develop referral partnerships with real estate agents, builders, financial planners, and other centers of influence across your market area
• Consult with borrowers to assess financial goals, match them to the right loan product, and guide them confidently from application through closing
• Generate a self-sourced pipeline through outside sales activity — networking events, open houses, community involvement, and one-on-one relationship building
• Structure and present loan scenarios using conventional, FHA, VA, USDA, and portfolio product options as applicable
• Maintain accurate and timely loan files in compliance with TRID, RESPA, and applicable Texas lending regulations
• Collaborate closely with in-house processing, underwriting, and closing teams to ensure a smooth borrower experience and on-time closings
• Stay current on market trends, rate movements, and guideline changes to position yourself as a trusted advisor in your community

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: No Education Listed