Mortgage Loan Originator - Pensacola, FL Area

DSLD • Pensacola, FL

5d • Onsite

About The Position

The Mortgage Loan Originator is responsible for loan origination and relationship management with builders, borrowers, operations, and realtors. This role involves originating both Captive (home builder clients) and Non-Captive Loans, including providing weekend coverage in builder communities. The position requires building successful partnerships with homebuilder Sales Representatives through direct engagement and participation in sales meetings. Additionally, the role focuses on developing Non-Captive Loan business by leveraging existing relationships, offering loan origination services to Realtors, seeking referrals from homebuyers, and following up with prospects who do not purchase builder homes. The Mortgage Loan Originator will also educate, train, and market to prospective business sources through sales presentations and calls, prepare applicants for initial loan application meetings, obtain necessary signatures, and submit files through the Automated Underwriting System. A key responsibility is managing the loan pipeline from application to closing, assisting in resolving post-closing issues, and maintaining constant communication with the borrower throughout the loan process.

Requirements

• Florida Mortgage Loan Originator License (NMLS) required
• Strong understanding of customer and market dynamics and requirements
• Ability to maintain a “Customer is the Most Important” focus
• Residency in one of the following states is a requirement for the position: Alabama, Florida, Georgia, Louisiana, Mississippi, Tennessee, or Texas
• Candidates cannot be on the U.S. General Services Administration (GSA) Excluded Parties List (EPL)
• Candidates cannot be on the HUD Limited Denial of Participation List (LDP List)
• Candidates cannot be on the Federal Housing Finance Agency’s (FHFA) Suspended Counterparty Program (SCP) list

Nice To Haves

• Prefer at least 3 years’ lending experience

Responsibilities

• Originate Captive (home builder clients) and Non-Captive Loans
• Provide weekend coverage in builder communities
• Build successful partnership with homebuilder Sales Reps through calling on Sales Agents and attending Builder Sales Meetings
• Develop non-Captive Loan business through leveraging relationships established via Captive business
• Offer loan origination services to Realtors
• Ask for referrals from homebuyers
• Follow up with prospects who do not purchase builder homes
• Educate, train and market to prospective business sources (captive and non-captive) via sales presentations and sales calls
• Prepare prospective applicants for the initial loan application meeting
• Obtain required signatures on the Loan Application
• Submit file through Automated Underwriting System
• Review all documentation provided by borrower, check for accuracy and address any issues up-front
• Manage Pipeline from loan application to closing
• Assist in resolving post-closing/funding related issues
• Constant communication with borrower throughout loan process

Benefits

• medical
• dental
• vision coverage
• 401(k) with employer match
• long term disability
• life insurance
• paid vacation
• paid holidays

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: No Education Listed