Mortgage Loan Officer

Consumers Credit Union•Jackson, MI

About The Position

The Consumers Credit Union team is looking to hire a passionate Mortgage Loan Officer (MLO) to join our team. As a MLO, you will serve the members of the credit union by advising them on the best way to purchase or re-finance their home and facilitate the origination of those loans. In addition, you will generate leads through outside sources and serve credit union office referrals. Our ideal candidate has a proven track record of sales through personal service, experience with Emcompass, the ability to serve members on their schedule, strong written and verbal communication skills, and strong established connections and deep involvement in the community. As an employee of Consumers Credit Union, you are genuine and passionate. You are purposeful and like to be the solution, but more importantly, you are a servant leader.

Requirements

Bachelor’s Degree or equivalent work experience
Documented track record of sales through personal service
Ability to serve members on their schedule
Strong connections and deep involvement in the community
Ability to generate leads without a warm referrals
Strong written and verbal communication skills

Nice To Haves

Experience with Emcompass

Responsibilities

Serve the membership of Consumers Credit Union by providing residential real estate financing.
Originate mortgage applications that are eligible for sale to FNMA/FHLBI/USDA-Rural Development or Consumers Credit Union portfolio.
Meet goals set for the position.
Promote and cross sell other products and services as appropriate to the member.
Interview members and request specific information/documents to insure a complete and accurate loan application.
Keep interested parties informed of loan status from application to closing.
Analyze member’s financial status, credit, and property evaluation to determine feasibility of the loan.
Compile a complete and accurate loan package with all necessary disclosures completed and signed by both the member and the MLO.
Call on realtors, builders, CPA’s, CFP’s, and other third parties to obtain referrals for potential mortgage loan applications.
Attend home mortgage functions such as home shows, Board of Realtors functions, Home Builders Association functions and promote all products and services offered by Consumers Credit Union.
Attend continuing education classes/seminars as directed by the department manager.

Benefits

outstanding health, dental, and vision plans
excellent health insurance plan, which features low copays at the doctor and a low deductible for major medical
A 401(k) plan that provides a 100 percent match up to your first 10 percent of contribution following 60 days of employment
generous paid time off
paid gym memberships
in-house training
wellness programs
life coaches
tuition reimbursement
loan discounts