Mortgage Loan Officer
About The Position
This position is based in the Fort Worth/Dallas area with the potential to be remote! Base pay + commission. To assist members with their mortgage lending needs, analyze loan requests and make credit decisions based on mortgage lending policy, as well as consistently exercises discretion and judgment. This role is 50% outside sales, the Mortgage Loan Officer (MLO) continually identifies, develops and maintains a quality network of business relationships that serves as a recurring source of referrals for new mortgage lending opportunities. A Mortgage Loan Officer’s network may consist of Real Estate professionals, Builders, professional and personal contacts, as well as other valuable referral sources, and is enhanced by the Mortgage Loan Officer’s regular participation in business related development opportunities, community efforts to promote homeownership and professional organizations. The MLO responds to member inquiries and referrals that are generated from both their own contacts and from other Alliance business channels. The MLO conducts interviews with prospective borrowers in order to analyze financial and credit data, determine member financing objectives, advise members of product/pricing policies and guidelines, and gather any additional required information. The MLO ensures exceptional member service by maintaining thorough knowledge of lending programs, policies, procedures and regulatory requirements, demonstrating a commitment to professional ethics, complying with all Federal and State compliance policies and adhering to HMDA requirements.
Requirements
- Mortgage lending policy knowledge
- Discretion and judgment
- Outside sales skills
- Ability to identify, develop, and maintain business relationships
- Ability to respond to member inquiries and referrals
- Ability to conduct borrower interviews
- Ability to analyze financial and credit data
- Ability to determine member financing objectives
- Ability to advise members of product/pricing policies and guidelines
- Ability to gather required information
- Knowledge of lending programs, policies, procedures and regulatory requirements
- Commitment to professional ethics
- Compliance with Federal and State compliance policies
- Adherence to HMDA requirements
Nice To Haves
- Network may consist of Real Estate professionals, Builders, professional and personal contacts, as well as other valuable referral sources.
- Regular participation in business related development opportunities, community efforts to promote homeownership and professional organizations.
Responsibilities
- Assist members with their mortgage lending needs.
- Analyze loan requests and make credit decisions based on mortgage lending policy.
- Consistently exercise discretion and judgment.
- Identify, develop, and maintain a quality network of business relationships that serves as a recurring source of referrals for new mortgage lending opportunities.
- Respond to member inquiries and referrals generated from own contacts and other business channels.
- Conduct interviews with prospective borrowers to analyze financial and credit data.
- Determine member financing objectives.
- Advise members of product/pricing policies and guidelines.
- Gather any additional required information.
- Ensure exceptional member service by maintaining thorough knowledge of lending programs, policies, procedures and regulatory requirements.
- Demonstrate a commitment to professional ethics.
- Comply with all Federal and State compliance policies.
- Adhere to HMDA requirements.
Benefits
- Base pay + commission
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What This Job Offers
Job Type
Full-time
Career Level
Mid Level
Education Level
No Education Listed
