Mortgage Loan Officer

Howard Hanna Real Estate Services•Dayton, OH

13d

About The Position

Howard Hanna Mortgage is seeking motivated Loan Originators to help provide top-level service to clients, colleagues, and the communities it serves. The role researches loan options and helps clients navigate the mortgage application, approval, and closing process in a timely and cost-effective manner. Through its affiliation with Howard Hanna Real Estate, the company offers Loan Originators opportunities to build relationships and access products, knowledge, and resources to support their work. The position involves building and maintaining relationships with real estate agents, applicants, customers, and business partners; generating business through networking and promotional events; and keeping current on local real estate conditions, lending rates, mortgage rules, and best practices. Loan Officers explain mortgage approval requirements, prepare and present lending packages based on client specifications, assist clients with applications, and review completed documents for accuracy and thoroughness.

Requirements

Mortgage banking license under DFI (Department of Financial Institutions) and NMLS.
Strong communication, listening, and interpersonal skills.
Ability to earn clients’ trust and build relationships with people from varied backgrounds.
Thorough understanding of FHA, VA, Fannie Mae, USDA, and other conventional loan types.
Professional, approachable, empathetic, and positive manner.

Nice To Haves

Experience as a Mortgage Loan Originator and/or Financial Sales Specialist, with a verifiable sales track record.

Responsibilities

Research loan options to identify suitable choices for clients.
Help clients navigate the mortgage application, approval, and closing process in a timely and cost-effective manner.
Build and maintain relationships with agents, applicants, customers, and business partners to encourage repeat business and long-term partnerships.
Attend industry events to network, make contacts, and generate business leads.
Host or attend promotional events to network and promote products to potential clients.
Stay informed about local real estate market trends, current and predicted lending rates, and changes in mortgage rules, regulations, and best practices.
Explain differences in the approval requirements for various types of mortgages.
Prepare and present lending packages based on client specifications.
Assist clients in completing mortgage applications and inspect completed documents for accuracy and thoroughness.
Manage the loan pipeline, follow up on missing information or documentation, and ensure timelines are met.