Mortgage Loan Officer

Howard Hanna Real Estate Services•Cleveland, OH

About The Position

Howard Hanna Mortgage is seeking motivated Loan Originators to support its mission of providing top-level service to clients, colleagues, and communities. The role involves researching loan options and helping clients navigate the application, approval, and closing process in a timely and cost-effective manner. Through its affiliation with Howard Hanna Real Estate, the company offers Loan Originators opportunities to build relationships and access products, knowledge, and resources to support their potential.

Requirements

  • Hold a mortgage banking license under DFI (Department of Financial Institutions) and NMLS.
  • Have a thorough understanding of FHA, VA, Fannie Mae, USDA, and other conventional loans.
  • Demonstrate communication, listening, and interpersonal skills.
  • Be able to earn clients’ trust and build relationships with clients of varied backgrounds.
  • Be professional, approachable, empathetic, responsive, and positive.

Nice To Haves

  • Experience as a Mortgage Loan Originator and/or Financial Sales Specialist, with a verifiable sales track record.

Responsibilities

  • Research loan options and help clients through the application, approval, and closing process.
  • Build relationships with real estate agents and applicants to encourage repeat business and long-term partnerships.
  • Attend industry events to network, make contacts, and generate business leads.
  • Host or attend promotional events to network and promote products to potential clients.
  • Stay informed about local real estate market trends, current and predicted lending rates, and changes in mortgage rules, regulations, and best practices.
  • Explain approval requirements for different mortgage types to clients.
  • Prepare and present lending packages based on client specifications.
  • Assist clients with mortgage applications and review completed documents for accuracy and thoroughness.
  • Pursue leads, manage the loan pipeline, follow up on missing data or documentation, and ensure timelines are met.
  • Build strong working relationships with customers, team members, agents, and business partners.

Benefits

  • Competitive compensation plan.
  • Excellent benefits package, including health, vision, and dental insurance.
  • Paid vacation and PTO.
  • Company-matched 401K program.
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