Mortgage Loan Officer - Morehead

Stock Yards Bank & Trust • Morehead, KY

7d • Hybrid

About The Position

Sell mortgage loan products through sales efforts with individuals, builders, realtors, and other contact groups. Supports the mission, vision and philosophy of the Bank. Complies willingly with all organizational policies and procedures. Supports all functions that maintain compliance with regulatory agencies.

Requirements

• High school/GED education, college degree preferred
• Outside sales experience with FHA, VA, and conventional lending
• Employees are expected to represent Stock Yards Bank & Trust in a professional manner to customers and outside contacts
• Excellent interpersonal communication skills, consisting of the ability to write and speak effectively to others
• Be a productive team player, with the ability to learn, apply training and comprehend policies and procedures
• Flexible to changing working situations and able to meet deadlines as they arise
• PC Literacy with 35 WPM typing skills
• Knowledge of basic underwriting guidelines preferred
• Professional appearance and demeanor
• Excellent sales and negotiating skills, and assertiveness
• Ability to perform in high pressure situations

Responsibilities

• Contact individuals, realtors and builders, attend chamber and other civic meetings to expand network contacts to generate sales
• Engage in marketing and promotional activities, such as giving presentations to groups, in an effort to generate sales
• Consult with customer to compile loan application in order to meet compliance guidelines while negotiating terms and conditions
• Collect, compile and analyze information for acceptability for approval for investor’s loan product
• Communicate with clients and potential clients, answering questions and providing information, acting as the primary point of contact from sale to closing
• Follow up closely with processor to ensure loans are closed timely
• Maintain up-to-date knowledge of FHA, VA, and conventional loan rules, regulations and guidelines through a combination of educational classes, correspondence courses, on the job training and investor web sites
• Other duties as assigned

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: High school or GED