Mortgage Loan Officer

Southside Bank • Fort Worth, TX

4d • Onsite

About The Position

Originate Portfolio and Secondary Market mortgage products.

Requirements

• Ability to read, analyze and interpret general business periodicals, professional journals, technical procedures or governmental regulations.
• Ability to write information and respond to questions from groups of managers, clients, customers, and the general public.
• Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference, and volume.
• Ability to apply concepts of basic algebra and geometry.
• Ability to define problems through collection of data, establish facts, and draw valid conclusions.
• Ability to interpret an extensive variety of technical instructions in mathematical or diagram form and deal with several abstract and concrete variables.
• Intermediate personal computer skills, including electronic mail, routine database activity, word processing, spreadsheet, graphics, etc.
• Prioritize, organize, and delegate assignments.

Responsibilities

• Interviews residential mortgage loan applicants and request information to complete a thorough loan application.
• Compiles and analyzes data for residential loan applicants including credit report and automated underwriting findings.
• Recommends and outlines loan options.
• Coordinate with Compliance for the delivery of the Disclosure documents
• Submits completed application package to processing.
• Notifies applicant of loan decision. Corresponds with customers, applicants or creditors to resolve questions for loan approval.
• Provides annual production goals and monthly closing projection reports.
• Understands and follows all local, state and federal laws and regulations as they apply to residential loans and security agreements.
• Participate in proactive team efforts to achieve departmental and company goals.
• Provide leadership to others through example and sharing of knowledge/skill.
• Perform other duties as assigned.

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: Associate degree