Mortgage Loan Officer II

First Mid Bank & TrustBeloit, WI
Onsite

About The Position

WE ARE SEEKING A MOTIVATED AND EXPERIENCED MORTGAGE LOAN OFFICER II TO JOIN OUR TEAM IN BELOIT, WI. THE IDEAL CANDIDATE WILL HAVE A STRONG BACKGROUND IN MORTGAGE LENDING, EXCELLENT CUSTOMER SERVICE SKILLS, AND THE ABILITY TO MANAGE THE LOAN PROCESS FROM APPLICATION THROUGH CLOSING.

Requirements

  • Proven experience as a Mortgage Loan Officer or Mortgage Lender II.
  • Strong knowledge of mortgage lending products, underwriting guidelines, and regulatory requirements.
  • Excellent interpersonal and communication skills.
  • Ability to analyze financial information and credit reports.
  • Detail-oriented with strong organizational and time management skills.
  • Proficient with mortgage loan origination software and Microsoft Office Suite.
  • Ability to work independently and as part of a team.
  • Valid state mortgage license or ability to obtain one.

Responsibilities

  • Originate and process mortgage loan applications in compliance with company policies and regulatory requirements.
  • Evaluate borrower’s financial status, credit, and property evaluations to determine feasibility of granting loans.
  • Provide expert guidance to clients on mortgage products, rates, and terms to help them make informed decisions.
  • Build and maintain strong relationships with real estate agents, builders, and other referral sources.
  • Ensure timely and accurate documentation and communication throughout the loan process.
  • Stay current with industry trends, regulations, and lending products.
  • Meet or exceed individual and team production goals.
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