Mortgage Loan Closer Gulfport 5131

Keesler Federal Credit Union • Gulfport, MS

5h • Onsite

About The Position

It is the responsibility of the closer to schedule closings and prepare closing documents in accordance with investor and RESPA guidelines. This position requires working closely with the Operations Team, Mortgage Loan Officers, Title Companies, and Realtors.

Requirements

• High School diploma or equivalent required.
• Must exhibit a basic comprehension or arithmetic competency and possess basic clerical skills, including operating a
• Must possess the ability to meet established productivity
• Proven investigative skills.
• Ability to work in a fast-paced environment & under pressure as needed.
• Must possess an outgoing personality with a helpful attitude and well developed sales culture attitude toward credit union services and
• Accuracy and attention to details
• Ability to utilize resources available to complete assigned projects.
• Must possess and maintain good interpersonal skills with members and other
• Must become familiar with all KFCU guidelines, policies and procedures, departments, and their relationship.
• Must become skilled in Mortgage Loan
• Must be capable of communicating with insurance agents, attorneys, appraisers, Realtors, and other vendors that supply services for KFCU mortgage loan
• Must become knowledgeable with all KFCU products and services, in order to cross-sell to members and
• Must display a willingness and ability to be cross-trained throughout the
• Must possess an on-going ability to keep abreast of changing policies and
• Must maintain confidentiality and display
• Extensive use of personal PC
• Must be proficient in the Lending Operating
• Must be proficient in Microsoft Word, Excel, as well as use of internet and e-mail.
• Courtesy, tact, and diplomacy are essential elements of the job. Work involves much personal contact with others inside and/or outside the organization for purposes of giving or obtaining information, building relationships, or soliciting
• Must be able to register under the SAFE Act.

Nice To Haves

• Some college desirable or a combination of education and experience which demonstrates the ability to perform the functions of the
• 2+ years’ experience as a Mortgage Closer preferred.
• Overtime may be required as work and circumstances

Responsibilities

• Daily pipeline management.
• Audit file to ensure fees are accurately input and meet guidelines established by KFCU, VA, FHA, USDA, FHLMC, and FNMA.
• Review title to ensure lien perfection prior to closing.
• Ensure early disclosure is delivered with established timeframes.
• Produce accurate timely closings within contract and lock expiration dates.
• Identify tolerance violations and work with funder to provide resolution.
• Schedule and coordinate all closings with appropriate parties.
• Prepare Closing documents and provide to settlement agent within 48 hours of closing.
• Provide extraordinary service to both internal and external members.
• Attend all closing meetings and complete training as assigned by Manager.
• Work closely with Post-Closing and Pre-Settlement Audit to minimize exceptions.
• Complete verbal verifications of employment as required by loan program.
• Act as a collaborative partner with the Compliance Department and all other departments within KFCU focusing on solving real problems from a regulatory/compliance perspective for internally and externally raised issues.
• Self-starter, ability to work independently.
• Maintains the highest level of confidentiality with all information obtained.
• Comply with all department and KFCU policies, procedures, and regulations.
• Responsible for compliance with all Federal regulations including Bank Secrecy Act (BSA) and Office of Foreign Assets Control (OFAC).
• Complete all required Closing Department regulatory training.
• Maintains knowledge of and adheres to KFCU’s internal compliance policies and
• Serves as a back-up to the other Mortgage Closing personnel, as
• Other duties as assigned.

Benefits

• Medical, dental, and vision insurance
• Section 125 Flexible Spending Accounts for Health Care and Dependent Care expenses
• Employee and Dependent Life Insurance
• 401(k) Retirement Plan with 100% match on the first 5% contributed by you
• Paid Leave
• Tuition Reimbursement and Competitive Scholarships
• Short-Term & Long-Term Disability Benefits
• Employee Assistance Program

What This Job Offers

• Job Type: Full-time
• Career Level: Mid Level
• Education Level: High school or GED
• Number of Employees: 251-500 employees