Mortgage Loan Closer

Zillow

1d•Onsite

About The Position

Zillow Home Loans is growing its team and is looking for Mortgage Loan Closers to prepare closing documents using a Loan Origination System (LOS) and ensure compliance with Federal and State regulations. The role involves checking loan application packages for completeness, scheduling closings in collaboration with loan originators and external parties, and confirming the accuracy of loan terms and conditions during document preparation. Closers are the final reviewers of mortgage loans, ensuring everything is in order before closing, including reviewing and balancing final numbers for all parties involved. This position requires strong attention to detail and the ability to work in a fast-paced department. The role is categorized as an Office position, requiring employees to work at a ZG corporate office approximately 80-100% of the time and live within a reasonable commuting distance.

Requirements

3-5 years of experience in mortgage loan closing
A focus in Purchase Loans across multiple states
Experience working with Conventional, FHA, USDA, and VA loan types
Experience working in a paperless mortgage file system environment (strongly preferred)
Familiarity with Encompass LOS (strongly preferred)
Proficiency in Google Suite
Exceptional attention to detail with strong written, verbal, and analytical skills
Ability to manage multiple projects and deadlines efficiently
Strong collaboration skills across cross-functional teams
Excellent problem-solving & thorough analysis
Ability to actively listen and adapt to shifting priorities
High level of discretion and commitment to maintaining confidentiality
Willingness to work overtime as needed to support business needs
Ability to perform basic mathematical calculations including addition, subtraction, multiplication, and division using whole numbers, fractions, and decimals
Ability to compute rates, ratios, and percentages
Ability to draw and interpret bar graphs

Responsibilities

Verify accuracy of final Closing Disclosure
Confirm Closing Disclosure is compliant with federal and state regulations
Ensure Encompass (LOS) records are current and accurate
Review and utilize compliance system reports to confirm loan data integrity
Work with underwriters as needed to resolve outstanding items
Collaborate with title companies and loan originators to support successful closings
Prepare closing worksheets
Maintain confidentiality and privacy of customer and employee information
Support additional projects and tasks as assigned