Mortgage Loan Closer I

City National Bank•Los Angeles, CA
•Onsite

About The Position

The Mortgage Loan Closer I is responsible for reviewing executed loan packages for accuracy and completeness. They are also responsible for funding the loan. The Mortgage Loan Closer I is also responsible for completing post-closing audits and issuing post consummation closing disclosures.

Requirements

  • H.S. Diploma
  • Minimum 1 year recent closing/funding experience
  • Minimum 1 year basic computer experience (e.g. Microsoft Word, Excel, Outlook) required.
  • Strong knowledge of federal/state regulatory policies and procedures. (TRID experience required).
  • Proficient PC skills, including Microsoft Office and Loan Origination systems.

Nice To Haves

  • Ability to identify and resolve problems in a timely manner.
  • Strong attention to detail and accuracy.
  • Ability to maintain high levels of performance, especially in stressful situations.
  • Excellent written and verbal skills.
  • Excellent organizational skills.
  • Ability to multi-task and work in a deadline driven environment.

Responsibilities

  • Ensures file and documents meet all applicable bank and compliance requirements.
  • Communicate and respond to internal customers within 2 hours.
  • Confirms all applicable wait periods have been met prior to funding.
  • Confirms all prior to funding conditions have been satisfied.
  • Completes a minimum of 8 files per day.
  • Issues post consummation closing disclosures.
  • Completes post-closing audits.
  • Follows up for trailing docs as needed.
  • Verifies and inputs loan information accurately into loan origination system.
  • Verifies the following information is correct, but not limited to: subject property address, wire information, insurance policy information, all fees, & the correct set.
  • Other duties as/or assigned by management.

Benefits

  • Comprehensive healthcare coverage, including Medical, Dental and Vision plans, available the first of the month following start date
  • Generous 401(k) company matching contribution
  • Career Development through Tuition Reimbursement and other internal upskilling and training resources
  • Valued Time Away benefits including vacation, sick and volunteer time
  • Specialized health and family planning benefits including fertility benefits, and cancer, diabetes and musculoskeletal support programs
  • Career Mobility support from a dedicated recruitment team
  • Colleague Resource Groups to support networking and community engagement
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