Mortgage Loan Assistant

Republic Bank•Lexington, KY

1d•Onsite

About The Position

This role performs a wide range of duties related to assisting the mortgage loan originators and the origination of residential 1st and 2nd mortgages. This position is responsible for meeting the standards, objectives and goals set forth by management for originating loans and cross-selling products and services of the bank. Applicants must be authorized to work for any employer in the U.S. We are unable to sponsor or take over sponsorship of an employment Visa at this time.

Requirements

Sales and / or retail banking experience preferred.
Working knowledge of residential conventional / government mortgage processing, underwriting, and closing guidelines required.
Demonstrated proficiency in Microsoft Office programs required.
Excellent verbal and written communications skills.
Must be self-motivated and work well in a team environment.
Desire to develop strong selling techniques.
Desire to excel in a competitive environment.
Excellent organizational skills.
Requires a high energy level and strong sense of urgency.
Travel between Republic Banking facilities may be required including occasional out of town travel.
Flexible work schedule may include some evenings, weekends and/or overtime.
Stay abreast of new developments, best practices, and statutory and regulatory changes.
This position is subject to SAFE Act Registration Requirements. Pursuant to the SAFE Act requirements, all applicants for employment who will be engaged in residential loan mortgage originations as defined by the SAFE Act must register with the federal registry system and maintain a status in good standing under the SAFE Act requirements. Failure to register successfully or to maintain a status in good standing under the SAFE Act will affect your eligibility for continued employment and may result in corrective counseling up to termination of employment.

Responsibilities

Assist Mortgage Loan Originators with contacting new and existing referrals.
Assists with follow up on "TBD" applications.
Assists with planning events.
Serves as point of contact when Mortgage Loan Originators are on PTO.
Assist Mortgage Loan Originators to meet or exceed mortgage production goals by following the designated marketing plan.
Responsible for communicating updates throughout the loan process to applicants, realtors, builders, title companies, and others as needed to deliver exceptional levels of customer service.
Responsible for delivering exceptional levels of customer service and communicate with both applicants and internal support staff with timely updates and progress reports.
Assists with pulling credit and running AUS on new loan applications, contacting clients when appraisal payment and/or VOE links have been sent to the client, and scheduling the closing with all parties and requesting closing date in BYTE.
Assists with gathering information and communicating client "servicing issues" on closed loans.
Collect appropriate documentation from applicants in time frames established by management.
Assists with communicating with processors on conditions, collecting missing / updated documents from clients, and uploading documentation to BYTE.
Build knowledge base of available loan products, processing procedures, and underwriting guidelines.
Attend and participate in all consumer lender meetings and training as required by management.
Maintain a working knowledge of compliance requirements affecting your position and area of responsibilities and actively learn new regulations and assist in the implementation, if required.
Model and foster behaviors that support the Bank’s values and corporate culture creating an atmosphere of trust, cooperation, accountability, and dedication to the organization.
Willingly perform all other duties and projects as assigned.